Saturday/Sunday 26th/27th April - What small DFW things will you do today?

determined_new_ms

When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

Morning :wave: yay for the weekend! :j 2 days of living my own life :D

Have been up for a while and pottered about a bit. So far have:

* tidied up the lounge & kitchen
* washed up last night's pots
* partially scraped off adhesive off of bathroom tiles & removed little spacers - will do the rest at some point today
* check banking & shifted some funds
* read a bit of my book - loving my book but we are having a Game of Thrones marathon at the moment so am continually torn by which one to do!

I will also:
* do 2 loads of washing and hang on dryer
* wash kitchen floor
* clean bathroom after finishing tiles
* all meals from stores
* get mince out of freezer for Moussaka
* chicken out of freezer for tomorrow
* plant some seeds :j
* do some sewing - almost finished a shirt dress, ready for festival season
* finish GoT tonight
* park slightly out of town & walk to hairdressers
* car checks
* make veg soup with reduce veg bought yesterday
* chop up reduced peppers & freeze
* have a bath using Deep Water Bath thingy. It is amazing! Got it Thursday & it does what it says on the can :T no longer does the water run out & cold after about 10 mins:
http://www.amazon.co.uk/gp/product/B0001YJIGW/ref=oh_details_o00_s00_i00?ie=UTF8&psc=1
* do something with oh as he has the holiday blues

ShootForTheMoon

Morning Gang!
Thanks for the starter Determined!! Think we may have a double thread going, but I'll post on this one for now...

Not much to report here - working weekend for me, so hoping it will be nice and busy so that I can squeeze a few hours of overtime out of it!

So, things for this weekend:

Check banking before pay day - all fine

No spends this weekend

Get the wigwams up at the allotment ready for our beans to go in... Dig over the plot, getting rid of the weeds that sprung up whilst we were on holiday - ready to plant now!

Catch up on Nectar Adpoints - having not done it for a few weeks there's a decent amount of points available for a change!

Finish all holiday washing and put away

Apply for TSB Plus account - 5% interest on balances up to £2000... This sounds like a great plan for any surplus we have after or normal savings - will look to build up an emergency fund in there earning a tidy little bit of interest.

See if I can borrow a decent tent from a mate for a festival weekend we're going to try and do on the cheap in the summer!

Meals from stores


Think that's about it! Sorry it's a bit boring - but hoping to get more done on my days off next week!!

Hope everyone is well!!

Lots of Love, Shoot x

determined_new_ms

Where are you saving to go on holiday shoot or was that for your Sri Lanka?

foxgloves

Hi Money savers,
Today's small things:
*Used loyalty card to get a free coffee & we shared a cake rather than one each.
*Cashed in my Co-op dividend points (local branch is sadly closing down), have paid into bank & transferred some to Bathroom Fund.
*Withdrew rest of cash needed to pay Savings Piggies this month.
*The couple of items I needed from Boots were on offer, so that was an unexpected saving.
*Found a stray £5 left in grocery purse I hadn't budgeted for, so spent it on a big bag of rice & some celery without touching current month's grocery budget.
*Was not tempted by magazines to take on our weekend away as my Mum brought me several new ones she'd finished with so will take those.
*Bake apple & cinnamon cake to take on weekend away to help keep us out of cake shops.....all those coffees & cakes do mount up financially (as well as supergluing themselves indelibly to my waistline!)
*Pack up breakfast & lunch for long drive down to Somerset tomorrow. Find big flask so we can take coffee too.
*Knit a bit more of this neverending pair of socks for present box.
*Used 5p off per litre voucher for petrol fill-up for weekend away. As we had discount voucher, also took petrol can & filled it up for lawn mower.
*Did a few tiny bits of energy saving i.e Turned off iron for last garment & used hot kettle water to start off hard-boiled eggs.
*Picked up free mags from local health shop & Co-op (include vouchers & competitions by the looks of things).
*Postman brought another £10 John Lewis voucher from Ipsos Mori surveys.......that's the 3rd one in just over a week & has gone into my 'Kenwood Chef voucher stash' with its friends.
*Did a few Onepoll surveys - only about 3, but am so near to cash in, am checking every day.
*Water baby veggie plants with some seaweed solution as some of the more tropical things are looking a bit peaky from the dull days & cold nights. Harden more bedding plants off outside (Next jobs on the list).
That's it from me.
Have a good day everyone. I shan't post again until I'm back from my birthday weekend. Hopefully I shan't get too spendy while I'm away......
f x

NHS_worker_bee

Today I signed up for a replacement Boots card (lost mine) so I can collect points (but all purchases were essential, eyedrops and suncream, not luxuries!)

Also a friend/colleague who I spoke to a while ago about my own debt-busting told me she has cut up her CC after doing a balance transfer to a new 0% CC )which she hasn't learnt the pin number to) because she is determined to get debt free and start saving money too. This has made me really happy, that I've learnt something here and passed it on and now someone else has benefitted.

ShootForTheMoon

Foxgloves, hope you have a terrific weekend!! And a very Happy Birthday for Monday!! xxx

Determined, yes, that was for Sri Lanka... Need to start again on holiday savings now - after much discussion, next one will be Cuba I think!

lilbert

Sat:
Whoopsie shop
Coupon shop
Aldi super 6 & Lidl half price coffee (hubby an espresso addict)
Laundry load & line dry
Mend hubby work trousers
Meals from stores
Water plants
Sow seeds
Sort bank account & balance budget


Sun:
Laundry load & line dry
Prep schoolwork for coming week
Plant out reduced basil plant
Water plants
Leave house in a reasonable condition before escaping to friends house for a takeaway night off

princess_pea

Hi Everyone,


- NSDs Saturday and Sunday
- Finalise budget for May (pay day on Monday :j)
- All meals from stores
- Surveys done but will keep checking - cashed in a voucher so will look forward to that arriving in the post so I can buy a new mascara!
- Going to move some furniture/ books around today - part of an ongoing sort-out and declutter
- Took some clothes to the charity shop yesterday - saved one dress from the bag and made a point of wearing it - got two compliments so I'm glad I kept it!
- Need to push hoover around/ clean bathroom/ dust/ change bedding
- Another clothes wash still to do
- Work on the dreaded dissertation still to do - I'm so fed up with this but have to keep going - need some motivation!


Have a lovely rest of the weekend