Debt free day has arrived!

Megatimbo

Hello andy40 i also wish to congratulate you for being debt free, i am free in that for the first time in decades i am credit card debt free


No more monthly due by dates to worry about


The difference already is amazing i love the statements that say £0.00p.


I have now started saving for my emergency fund


Regards M

Determined_diva

Massive congratulations to you - you must be over the moon!

DDx

financialdisease

Congratulations Andy what s fantastic achievement

Megatimbo

Hello Bublin1, I see in your sig that you are a Dave Ramsey Fan ,so am i although i didn't follow his advice to get an emergency fund going straight away , i wanted to concentrate on getting my debts paid off asap.


The credit cards have now all gone so i`m on my way to building up that fund this was just my preferred way of doing things for the ultimate result,the snow ball effect is a good method ,but i went further and concentrated on the highest credit card APR first.


I first discovered Dave on the whats the cost website as he was mentioned about paying down debts in lowest to highest regardless of interest rates .


I have seen the Financial peace University on youtube ,but cant say i am into cars that much


regards M

andersonsophie_89

Congratulations. Big well done. We just need more and more people to be like you in this country and we will be able to work back up to being a rich country.

LolStevo

Well done you! I'm starting my debt free journey again now so got a bit to clear and can't wait to have the same feeling as you!

Puddylove

Congratulations!

savingmummy

Well done :j

sickasachip13

That is flipping brilliant; huge congrats. :dance:

antonia86

Congratulations - what a brilliant feeling it must be!