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Debt free day has arrived!
andy40
Posts: 171 Forumite
All,
After 5 years I am debt free and it feels great!
Thank you to everyone for your support, it is great to know there are people in similar situations.
To everyone on a plan, keep at it!
To everyone struggling with debt and unsure what to do, the sooner you get started to reduce it, the soon it will be over and you will have control again.
Andy
After 5 years I am debt free and it feels great!
Thank you to everyone for your support, it is great to know there are people in similar situations.
To everyone on a plan, keep at it!
To everyone struggling with debt and unsure what to do, the sooner you get started to reduce it, the soon it will be over and you will have control again.
Andy
0
Comments
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Brilliant! Congratilations you have done so well. It is an inspiration to hear that it is possible to acheive being free from the burden of debt!!Member 116 2 pound savers club:) 167 virtual sealed pot challenge:j0
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:Tthats great news:j well done! It must be such a good feeling:DThere is always light at the end of the tunnel
I've got a long journey to reach it
But I will one day with a little help0 -
Congratulations....I'm so happy for you. I can't wait to post the same news.Dave Ramsey Fan[/COLOR]0
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Well done Andy40 - it really is a fantastic feeling isn't it :jDFW Nerd Club # 13640
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Well done, fantastic news. Enjoy it
Total debt March 2014: £11,194. Now £4,198.
0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
0% CC3: £0 0% CC4: £4,198.
12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
14.9% HP: [STRIKE]£1,103[/STRIKE] £00 -
Congratulations you will never forget today.
I still remember closing my front door nearly 20 years ago and realising that everything in the house was mine and paid for. Some of it might have been old but all mine.0 -
Congrats to you:beer: I too am in the same boat right now, waiting for my certificate of completion of my IVA, it lasted a year longer than normal(6 yrs) so in 6 weeks time, all my defaults will disappear from my credit file :j!!
I joined this forum for advice and support in 2010, and I have learnt a lot from it, I just hope other people can benefit from it the same as I have.
Happy days I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Congratulations!!! :T
What an achievement, you must be so chuffed! :j
LMMLBM: 20th April 2014
DMP: TBC
Total Debt: £30k0 -
Congratulations Andy, enjoy your new debt free status.:TChristmas 2020 £109
I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
£60062/25384.84 - 13222.60k UE
MY DIARY http://forums.moneysavingexpert.com/showthread.php?t=47686850 -
Congratulations...you're free!Debt-Free day 30th September 20140
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