Income Based ESA and Carer's allowance

sh1981

If someone is claiming IB-ESA (not contribution), can they claim Carer's allowance? I know CA with ESA is considered an overlapping benefit so you end up with only Carer's premium but on the official website https://www.gov.uk/carers-allowance/eligibility it clearly states contribution based not income based.

pmlindyloo

If you are claiming income based ESA then you can claim Carer's Allowance but the money is used as income and deducted from your ESA. You will then be given a Carer's Premium on top of your ESA.

So in effect you get the same amount of money plus the Carer's premium. (CA + reduced ESA + Carer's Premium.)

Please be aware that claiming CA may affect the person's benefits that you are claiming for.

See here:

http://www.nhs.uk/CarersDirect/moneyandlegal/otherbenefits/Pages/EmploymentandSupportAllowance.aspx

and click on the link at the bottom. ESA and CA.

sh1981

pmlindyloo wrote: »

If you are claiming income based ESA then you can claim Carer's Allowance but the money is used as income and deducted from your ESA. You will then be given a Carer's Premium on top of your ESA.

So in effect you get the same amount of money plus the Carer's premium. (CA + reduced ESA + Carer's Premium.)

Please be aware that claiming CA may affect the person's benefits that you are claiming for.

See here:

http://www.nhs.uk/CarersDirect/moneyandlegal/otherbenefits/Pages/EmploymentandSupportAllowance.aspx

and click on the link at the bottom. ESA and CA.

Yes I understand that but, you see my point is, on the official website it specifically states contribution based ESA, not income based but contribution based ESA which will be considered as overlapping benefit.

If I unders tand what you said then on Contrib ESA you wont get nothing if youre on CA, however on IR-ESA, you still wont get anything but you will get a Carers premium. But then why isnt income related esa termed as overlapping?

https://www.gov.uk/carers-allowance/eligibility

Look below

You may not get Carer’s allowance if you are paid £61.35 or more for:

• Bereavement Allowance
• contribution-based Employment and Support Allowance
• contribution-based Jobseeker’s Allowance
• Incapacity Benefit
• Industrial Death Benefit
• Maternity Allowance
• Severe Disablement Allowance
• State Pension
• training allowance
• Unemployability Supplement – paid with Industrial Injuries Disablement Benefit or War Pension
• War Widow’s or Widower’s Pension
• Widowed Mother’s Allowance
• Widowed Parent’s Allowance
• Widow’s Pension

See above it says contribution based esa, nowhere does it say income based. I mean..I dont know.

pmlindyloo

sh1981 wrote: »

Yes I understand that but, you see my point is, on the official website it specifically states contribution based ESA, not income based but contribution based ESA which will be considered as overlapping benefit.

If I unders tand what you said then on Contrib ESA you wont get nothing if youre on CA, however on IR-ESA, you still wont get anything but you will get a Carers premium. But then why isnt income related esa termed as overlapping?

https://www.gov.uk/carers-allowance/eligibility

Look below


See above it says contribution based esa, nowhere does it say income based. I mean..I dont know.

Contribution based ESA and CA are overlapping benefits. That means that you cannot receive both ie you will get no money for your CA - you are not entitled to it.

Income based ESA and CA are not overlapping benefits so you can receive (actually get the money in your hand) CA but it is counted as income so will be deducted from your income based ESA but then a carer's premium is added on to your reduced ESA.

I believe that overlapping benefits are those that are based on NI contributions. With contribution based ESA there are no premiums added (carer's or disability). I believe contribution based benefits are from another 'pot of ' money and are dealt with quite separately.

Hope that helps.:)

sh1981

pmlindyloo wrote: »

Contribution based ESA and CA are overlapping benefits. That means that you cannot receive both ie you will get no money for your CA - you are not entitled to it.

Income based ESA and CA are not overlapping benefits so you can receive (actually get the money in your hand) CA but it is counted as income so will be deducted from your income based ESA but then a carer's premium is added on to your reduced ESA.

I believe that overlapping benefits are those that are based on NI contributions. With contribution based ESA there are no premiums added (carer's or disability). I believe contribution based benefits are from another 'pot of ' money and are dealt with quite separately.

Hope that helps.:)

Thank you ever so much for that.