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Quick quid arggghhhhh!!

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  • gik
    gik Posts: 1,130 Forumite
    FireWyrm wrote: »
    Still not liable. QQ should have checked and verified the destination details which would have been ludicrously easy if they had followed basic procedure and deposited £1 with a verification code. They destination account is closed and there is no way that the OP can be held responsible for it if they have no access to it. The funds were never in the OPs possession.



    So I get QQ to give me a loan and give my wife's bank details and I will not be held responsible because the money was never in my possession?
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    This problem is the biggest loophole with Payday loans - there is no way of confirming that the debit card details are for the person applying for the loan.
    If this could be sorted 90% of complaints about fraud would disappear overnight.
  • ConsumerWizkid
    ConsumerWizkid Posts: 103 Forumite
    They are liable as such but no more than OP to resolve this, but there isn't anything you can do to get a loan from them until this is fixed
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