Cash back at checkout

tequila2k

Hi,

When paying for items using a debit card I can get cash back at the till. Can you do the same thing with a credit card? If so, is this treated the same as a cash machine withdrawl?

Tried searching for this, but just got 'cash back' credit cards!

Thanks,
Paul

oldagetraveller

I've only tried this once with a credit card and computer said no! No doubt that same answer is universal?

bengal-stripe

You cannot get cash-back on a credit card.

A debit card transaction costs a flat fee (to the shop); but on a credit card, the fee is based on the value of the transaction.

Stephen_Leak

And you shouldn't withdraw cash on a credit card either.

tequila2k

Sure thing, just wondered if the cashier would ask the question.

marksandsparksgal

On our tills it doesn't give the option unless it's a debit card. Makes sense really!

moonrakerz

You can if you know the guy on the till !

Stompa

tequila2k wrote: »

Sure thing, just wondered if the cashier would ask the question.

I've frequently had cashiers ask me if I want cashback when using a credit card - I usually have to inform them that you can't do that!

skybluesaver

I'm not aware of being able to withdraw cash on a credit card at the checkout however you can at a cash machine but bear in mind that this will be classed as a cash advance & you could end up paying a high interest rate from the day you withdraw the cash.

malky39

The only way to do this is to put through as a charge, only works on the machines that you manually put in the amount.
E.g you buy something at £10 but the charge goes through as £40 and you get £30 out the till. Many places will not do this, but it was my local pub that did it.