Consequences of a unisured driver

rexmedorum

dacouch wrote: »

Do you not mean unsurance

that was obviously a Typo.

But indeed I think we're all wondering whether there is any god reason for the owner not to be on the insurance? (and yes you can be on it with a provisional)

Bigphil1474

To add a twist, don't most insurance policies require you to be the registered keeper - it sounds like the friend is the registered keeper, but not insured. Either way, the op should keep the keys secured so the owner can't use it until he's got a license and insurance.

InsideInsurance

Bigphil1474 wrote: »

To add a twist, don't most insurance policies require you to be the registered keeper - it sounds like the friend is the registered keeper, but not insured. Either way, the op should keep the keys secured so the owner can't use it until he's got a license and insurance.

As a simple answer no, almost all are comfortable with you not being the registered keeper however they are interested in who it is and their relation to you.

Spouses/ parents are fine, lease companies most are ok with but when you go outside of that the level of acceptability starts to go down but there are insurers that are happy to insurer you no matter what the relationship is between you and the keeper