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IF bank plus one other?

sparrer Posts: 7,548 Forumite

6 July 2007 at 9:49AM in Budgeting & bank accounts

Hi, sorry if this has been answered before but I have trawled and not found it yet, so here goes..

I've had a current ac with HSBC for several years but after recent financial problems I opened another ac with IF. Obviously I hadn't thought it through properly as I can't pay cash/cheques in 'over the counter' with IF. I'm reluctant to put money into HSBC and transfer it as I'm overdrawn with them and don't want them to take anything I pay in.

Obviously I need a physical bank a/c so I can move money and am considering Halifax as they're affiliated to IF, local to me, and have, on the phone, said they're happy with my opening an a/c even though I will only have a state pension to pay in.

I appreciate that beggars can't be choosers and Halifax current account interest rate is low, but if anyone can suggest a better account I'd be very grateful. At my age and financial stage I need every penny I can get!

Many thanks

Sparrer

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