Lloyds Vantage benefits finally ends....

melbury

I received letter yesterday informing me about the change in Vantage account.

I was a bit surprised and disappointed that they did not suggest I switched to the new account - not a mention of it:( Are they trying to keep number low on this?

El_Torro

beancurd wrote: »

How often have you called upon these benefits or is it just peace of mind?

If I didn't have a Vantage account I would have to buy my own travel insurance when I go abroad (once or twice a year). I have had to use it a couple of times in the past and wouldn't travel without it. I would also have to buy my own roadside assistance. I used that once last year and wouldn't drive a car without it. I wouldn't bother buying my own mobile phone insurance though, I guess it's a nice perk to have in any case.

At some point (preferably before July) I will have to do a cost analysis to see if it would be cheaper to buy these things separately, taking in to account the fees I pay for my Vantage account and the lost interest for not having it in a higher earning account.

hunsbury0

I got my letter yesterday. I will close the 3 a/cs in July & open a Nisa with the 15K.
Will look around for a Nisa nearer the time.

ColdIron

El_Torro wrote: »

At some point (preferably before July) I will have to do a cost analysis to see if it would be cheaper to buy these things separately, taking in to account the fees I pay for my Vantage account and the lost interest for not having it in a higher earning account.

You might want to compare it to the Nationwide FlexPlus

bigadaj

ColdIron wrote: »

You might want to compare it to the Nationwide FlexPlus

Though not too much difference from my brief scan.

ColdIron

bigadaj wrote: »

Though not too much difference from my brief scan.

It still pays 3% interest though

socrates

FlexPlus has benefits and attracts a £10 per month charge - but an excellent account all the same

hunsbury0

lloyds Club a/c - Does the £1500 monthly deposit has to be done from external a/c s or can it be transferred in from anther Lloyds a/c?

badger09

hunsbury0 wrote: »

lloyds Club a/c - Does the £1500 monthly deposit has to be done from external a/c s or can it be transferred in from anther Lloyds a/c?

As with the Vantage accounts - nothing in T&C to say it must be from an external source.

MABLE

Once a month I do a round robin and then every one is happy.