Credit card in Spain

michael21

Hi All, I hope you can help me . I have a BBVA account with a CC and they are charging me a lot when using abroad. I wish to close the account and transfer the money (€) to a UK CC using the Euros with no charges, is there any out there. Thanks in advance.

grumbler

michael21 wrote: »

Hi All, I hope you can help me . I have a BBVA account with a CC and they are charging me a lot when using abroad. I

What exactly are they charging you for and where? Is it currency conversion and UK?

wish to close the account and transfer the money (€) to a UK CC using the Euros with no charges, is there any out there. Thanks in advance.

Why € to UK? All banks will charge you for currency conversion if the account is in € and you pay in £.
And you can transfer to a bank account not to a CC. In UK current accounts come with debit cards, not credit.

Atidi

michael21 wrote: »

Hi All, I hope you can help me . I have a BBVA account with a CC and they are charging me a lot when using abroad. I wish to close the account and transfer the money (€) to a UK CC using the Euros with no charges, is there any out there. Thanks in advance.

As you have been living abroad for the past 30 years, I guess you have no credit history here in the UK.

I suggest you get yourself a home and on the electoral register here in the UK first (if not already done so) and then look to build up your credit rating before attempting to demand the pick of the crop when seeking credit.

grumbler

The OP wanted to transfer money, not to 'seek credit'.

michael21

grumbler wrote: »

What exactly are they charging you for and where? Is it currency conversion and UK?
Why € to UK? All banks will charge you for currency conversion if the account is in € and you pay in £.
And you can transfer to a bank account not to a CC. In UK current accounts come with debit cards, not credit.

Hi, Thanks for your reply I used the CC in Italy and they put a charge on me for using the CC in a shop.

grumbler

If you have €€ abroad you can transfer them to ££ in UK without losing much. Check
mycurrencytransfer.com
fxcompared.com

There are some UK debit and credit cards that don't charge anything for spending in EU, some don't charge anything for spending worldwide.
Halifax Clarity CC is possibly the most popular, but not the only one:

• Your Card's Overseas Charges

Fruit_and_Nut_Case

michael21 wrote: »

Hi All, I hope you can help me . I have a BBVA account with a CC and they are charging me a lot when using abroad. I wish to close the account and transfer the money (€) to a UK CC using the Euros with no charges, is there any out there. Thanks in advance.

• Do you currently live in Spain?
• Do you (also) have a UK address?
• Does your BBVA account have a positive balance? I'm guessing "yes".
• What type of account do you want in the UK? Current/Credit Card/Savings

Depending on your answers someone may be able to advise.

michael21

HI F and N, I am living in Italy and I have an address in the UK , the account is in balance. I need a CC in Euros but from a bank that is not going to rip me off. Thanks in advance.

SuperHan

michael21 wrote: »

I need a CC in Euros but from a bank that is not going to rip me off. Thanks in advance.

You're asking in the wrong place then, I'm afraid.

Try looking on Eurozone forums, where people are more likely to know about good rate euro credit cards. The general area of expertise here is £ CCs which aren't too expensive for using in other currencies, which doesn't seem to be what you are looking for.

michael21

Hi, many thanks I will try and find one. Regards

NiftyDigits

michael21 wrote: »

HI F and N, I am living in Italy and I have an address in the UK , the account is in balance. I need a CC in Euros but from a bank that is not going to rip me off. Thanks in advance.

Kalixa Pay is a good value Prepaid Mastercard. Especially for purchases. Not bad for large cash withdrawals.