Natwest balance transfer help

misscutiepie1984

I have recently paid off my Natwest card and I would like to pay off my post office credit card.

I know that if you clear off your balance on post office that you tend to get another 0% offer.

They are the same APR so if I were to do a balance transfer without a 0% offer would I just be charged the normal APR but no transfer fee?

Thanks in advance

[Deleted User]

Your t&cs will tell you what fee you'll charged on the BT.

misscutiepie1984

I don't know where my T&Cs are because I have had the card for over 2 years.

YorkshireBoy

misscutiepie1984 wrote: »

I don't know where my T&Cs are because I have had the card for over 2 years.

You don't know where they are because you haven't filed them away safely for future reference. Time has nothing to do with it.


You're going to have to either ask NatWest for a copy or ask them directly about the BT fee...and if indeed they allow BTs at all these days since they pulled out of the 0% market?

misscutiepie1984

I know they have pulled out the 0% deals but they may allow this as it would be charging me APR. I still have the T&C's somewhere nice and safe. But since having a stroke 6 months ago my memory is not all that so I can't remember where that safe place is.