Mortgage Savings

GT85N1

Hi,

Wondering for some advice which I hope someone can help out on, probably a fairly simple answer..

I have a 'Save to Buy' savings account with Nationwide. I have had it for a while and opened it with a small amount of spare cash I had, then set up a standing order for a regular amount, also put in random payments when I had some extra money.

Now; I'm getting closer to the point where I need to knuckle down and get a house bought.

Whilst I have had the smaller regular amounts being paid in, I have a large amount set to be paid to me from work for my expenses that have amassed to a fair size.

My question is - does it look better from a lender's POV if I was to keep this in my current account and pay large-ish chunks each week to show regular saving or just sling the lot in there and keep my regular payment (monthly SO) as normal?

Thanks

devildolly5

I recently bought a house using this account.

We transferred in a chunk of money just before applying to get the top cash back rate.

Throughout the process, the solicitiors will want to see where the money has come from, so either way, you will have to show bank statements from both accounts if money has not been in the save to buy for long enough to satisfy the solicitor (90 days I think, but dont quote me on that).