American Express Travel Insurance - any good?

james_dean1986

Does anyone have experience with American Express travel insurance?
Have always taken single trip cover (with Direct Travel) but as my wife and I have two holidays this year I am looking at annual cover and due to having a AMEX card the policy is cheaper than Direct Travel with slightly better cover.
£51 with AMEX (Annual Select) vs £69 with Direct Travel (Standard)

Cheers,
James

sillygoose

I hope its OK as I chose American Express this year for annual family cover. I got good cash back too but TCB currently do £12.62 back on annual Select policy making it very cheap.

http://www.topcashback.co.uk/american-express-insurance/

It looks simple but during the application process if you have ever had any sort of medical issue ever it gets more complex as it wants to know everything, this is a policy for the super healthy!

InsideInsurance

sillygoose wrote: »

It looks simple but during the application process if you have ever had any sort of medical issue ever it gets more complex as it wants to know everything, this is a policy for the super healthy!

The only insurers that dont are those that simply dont cover any pre-existing conditions and so arguably they are the ones for the super healthy and these are the ones that arent as you have the option of coverage on some pre-existing conditions

james_dean1986

I had read some mixed reviews but to be honest, nearly all the companies I have looked at had mixed reviews. Its hard to judge without knowing the full story of each review.
I think quidco are £12.50 at the moment bringing it lower than £40 which I'm more than happy with. Not as good as TCB but Im already setup with quidco.
Il make the plunge and purchase it.
Thanks everyone!