Santander 123 current ACct and Halifax £5 a month current account

trinidadone

I guess so

NotRichAtAll

i actually pay for the rental of my council garage by direct debit and i get cashback for it from santander seems like they are assuming its my council tax............

my top tip for the day setup your rent to be paid by direct debit and see what happens

Pincher

Still waiting for my council tax DD to be set up with Santander. Missed the April cashback, which would have been £2.20.

No mention of whether I should pay tax on cashback, like interest.

Technically, speaking, if I am claiming £100 for petrol on expenses, but get £3 cashback, I should be claiming £97, not £100. Do i still get into heaven if I claim £100?

Herbalus

Pincher wrote: »

No mention of whether I should pay tax on cashback, like interest.

Technically, speaking, if I am claiming £100 for petrol on expenses, but get £3 cashback, I should be claiming £97, not £100. Do i still get into heaven if I claim £100?

You worry too much.

Cashback is not taxable.

If your receipts total £100 for expenses, and you submit a claim for £97, they might think you can't do maths.

Gromitt

Herbalus wrote: »

If your receipts total £100 for expenses, and you submit a claim for £97, they might think you can't do maths.

At the company I work for, If I claimed £97 and gave them a receipt for £100 they would decline the expense as it's company policy that you can only claim for the value on the receipt.

So I buy the fuel on my Luma card, and they pay it off, then I collect the cashback

Vortigern

Pincher wrote: »

No mention of whether I should pay tax on cashback, like interest.

Technically, speaking, if I am claiming £100 for petrol on expenses, but get £3 cashback, I should be claiming £97, not £100. Do i still get into heaven if I claim £100?

Cashback is classed as a discount on purchases. It's not interest, so not taxable.

Count yourself lucky that your employer allows you to use a personal credit card for expenses. Some insist on a corporate card so the employer gets the perks.

As for getting into heaven, you need to look up a quote about a camel passing through the eye of a needle.

Pincher

Vortigern wrote: »

Cashback is classed as a discount on purchases. It's not interest, so not taxable.

Count yourself lucky that your employer allows you to use a personal credit card for expenses. Some insist on a corporate card so the employer gets the perks.

As for getting into heaven, you need to look up a quote about a camel passing through the eye of a needle.

I seem to remember the Inland Revenue (years ago) got huffy about people going on free holidays from milage points on corporate cards, so clamped down on them and assessed Benefit in Kind income.

I had a corporate Amex 20 yeas ago, but I had to claim by receipt, not Amex statement, and I got the milage, not the company.

About the needle.

Saw the film Noah, starring Russel Crowe, hoping for some reasonable explanation regarding the lack of gene pool diversity in the humans as well as the animals. Surely it's biologically unviable post flood? This is the same kind of half baked wishful thinking as suicide bombers will go to heaven and will be rewarded by virgins. Where do these virgins come from? Does Allah create slave women for the gratification of his followers, or does he recycle the souls of devout women, make them virgins again, and brainwash them so they will serve the whims of men? And what about the female suicide bombers? Do they get rewarded by given virgin men?

If we update the rule to "If you pay your taxes correctly, you get into heaven" it' will make it a lot easier for me to follow.

Herbalus

Pincher wrote: »

About the needle.

Saw the film Noah, starring Russel Crowe, hoping for some reasonable explanation regarding the lack of gene pool diversity in the humans as well as the animals.

You looked to a Hollywood production containing Russel Crowe for a viable scientific explanation of an event that purportedly happened (at least) a few thousand years ago?

:rotfl:

Although, at risk of seriously deflecting this thread, the human population has multiplied many times since the start of life. Presumably at some point we (or fish, or whatever), must have been quite a small number according to those who don't believe Noah's story. Doesn't that also cause the same problem of how to explain genetic variation?