"Joint" Halifax Clarity Credit Card.

southantrim3

Hi

Wondering if you can apply for a Halifax Credit Card (Clarity) in joint names? We've already got one in each of our names and a current a/c in each name along with a "joint" current a/c, so currently getting £25 per month from them.

Trying to squeeze another £5 per month out of them if it's available

Ta.

thenudeone

There is no such thing as a joint credit card in the uk.
There is only ever one person who is responsible for paying what's been spent.
An additional cardholder is not responsible for the debt and the debt doesn't show on their credit files.

So if you each already have a card and getting £5 a month reward, they probably won't give you another.

eskbanker

No, credit card accounts can have a secondary cardholder but they're individual accounts not joint ones as such.

southantrim3

Shame - thanks for the replies. :beer: