Home insurance

lukieboy96

Does anyone know where I maybe able to get home insurance? My old one wouldn't renew due to claims (accidental) damage and now new one will not do it. Do I just have to wait a couple of years to try again? Do not know what to do.
I live in housing association flat, so only need household.

dacouch

Can you list your claims eg Month / Year, what they were for eg Accidental Damage or Storm and how much they were for.

*Scarlett

You could try http://www.homeprotect.co.uk/insurance-for-all/claims-history

Many mainstream insurers will decline cover if you have had more than 2 claims in the last 3 years.

You will probably find that the refusal to renew from your previous insurer will need to be declared to any future providers forever more (depending on the questions that they ask at the time).

This does not mean that you will be excluded from applying to mainstream companies in the future but you would need to have several years claims free and there may be terms applied (which also need to be declared to future insurers).

You could also try a local broker.