Wed 16 April - What small DFW things will you do today?

ziggy2407

When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

I WILL TRY HARDER - didn't manage much yesterday as was tired , so todays little list:

PHYSIO - Done, loved it!!
Check Banks - Done
Check swapits - Done
Packed lunch for DH - Done
Meals from cupboards/freezer - Done
Catch up on emails (& unsubscribe from any no longer wanted) - In progress
Catch up on Adpoints -
Look at surveys in inbox -
Photo more knitting magazines for sale - Done, listed on facebook
Few comps - Done a few
Read library book - In progress
Check www.freepostcodelottery.com - Done
Update here - Done

Have a great day, love you all xx

C xx

starnac

Morning ziggy. Hope you are feeling a bit brighter today.

My list for today

[STRIKE]Check banks[/STRIKE]
[STRIKE]Daily clicks[/STRIKE]
[STRIKE]Crochet some more of my blanket[/STRIKE]
[STRIKE]Coffee morning[/STRIKE]
[STRIKE]Print out work for this afternoon[/STRIKE]
[STRIKE]Run kids club this afternoon[/STRIKE]
[STRIKE]Meals from stores[/STRIKE]
[STRIKE]No heating on[/STRIKE] (weather not that good today)
[STRIKE]Water greenhouse[/STRIKE]
[STRIKE]Go through budget[/STRIKE]
Tidy kitchen
[STRIKE]Book haircuts[/STRIKE]

That's it for now I think

Happy Wednesday everyone

lilian1977

Good morning all.

Hope you feel well today ziggy and just do as much as you can (or as much as you want) - there's always tomorrow.

My things for today:

1. Check online banking
2. Check Quidco - still only 60p so can't withdraw.
3. Free paper on the train and coffee from home.
4. Free mOma bircher muesli for breakfast (link)
5. Free Higgidy pie for tea (link)
6. Lunch and snacks from stores
7. Wearing free Benefit foundation (link)
8. Freepostcodelottery and BirthdayBingo


I think that's everything. Happy happy DFW days all x

solvencyseeker

Good morning all - made it a bit earlier today. I am on holiday though :j
Have already checked bank accounts and spreadsheet (tick).
Have read and replied to a post on here.
Will make today a no spend day.
It is freezing this morning (heavy frost) but no heating (told OH off for putting it on last night) - will do some ironing to warm up!
Am going to experiment with filling for pasties (researching packed lunch alternatives). Have made successful potato and cheese ones, am thinking spiced potato and lentil may work.
Loads of eBay sorting out to do - need to get some things listed.
Plenty of Chilli left from last nights tea as I padded it out with lentils. No-one sems to notice - or perhaps they are being polite
Gardening if it warms up this afternoon.

Hope you all have a good day.

lilian1977

A couple of additions - collect free seeds from The Works (link) - needs a members card, but you could print this coupon and pick one up in store then collect?

Also free Krispy Kreme doughnut: https://forums.moneysavingexpert.com/discussion/4830674

focus888

Morning everyone,

I love posting on this thread, really helps me get more done in the day.

Today's list is:

[STRIKE]-Check online banking[/STRIKE]
[STRIKE]- Call up Aol to see if any credit left on account[/STRIKE]
[STRIKE]
- Breakfast/Lunch/Dinner from home
- Try for an NSD
[/STRIKE]
[STRIKE]- Check Yahoo Emails[/STRIKE]
[STRIKE]- Check Hotmail[/STRIKE]
[STRIKE]- Do Laundry (only thing didn't do
yesterday)[/STRIKE]
[STRIKE]- Sign into Freepostcodelottery[/STRIKE]
[STRIKE]- Sign into [/STRIKE][STRIKE]
Toluna[/STRIKE]
- Try and check out either Onepoll or Ipsos Mori
[STRIKE]- Enter at least one [/STRIKE][STRIKE]
comp [/STRIKE]
[STRIKE]- Sign into Birthdaybingo[/STRIKE][STRIKE]
- Register for either Tesco Clubcard or Sainsbury Nectar card[/STRIKE] Actually signed up to both woohoo!
[STRIKE]- Check out freebie [/STRIKE][STRIKE]
website[/STRIKE]
-[STRIKE] Charge phone at work[/STRIKE]





Thats all for now hope you all have a good day x

foxgloves

Hello Wednesday Savers,
Usual list from me today......switched off iron for last item, usual bits of energy saving, meals as per meal plans, started shopping list for Easter weekend when we have family staying, then decided to get stuck into a bit of make do & mend........this was almost a money-saving project too far:
This is what happened:
Had got a cushion in the lounge which had gone flat & annoying feathers poking through sticking to clothes. Was going to buy a new cushion pad, but I don't like the cheap ones where you just get a few handfuls of nasty scabrous-looking foam & funds are tight this month. Found an identical flat-looking cushion pad not being used in back of airing cupboard. Decided to open both cushions along top seam, remove feathers from spare one into the one I'm using & re-stitch. Decided to take this out into garden to do. Note to self if I ever do this again: 1) Don't choose a windy day 2) Make sure you are not wearing an angora top. I did manage to transfer sufficient feathers but they blew all over the garden & I was covered in them, like a sort of strange Yeti-woman, including in my hair & in my coffee! Sewed cushion back up. Stuck needle in finger (had to fetch plaster), stuck needle in thumb (another plaster) then broke the needle. Threaded another one. 6 stitches then that broke too! Needle no. 3. Completed the stitching & discovered feathers still poking through. Found old pillowcase & made a 2nd cover from that. Tried it back inside cushion cover & it fits & looks way better! Emptied rest of feathers into compost bin. Took myself off down the garden with the sticky roller to try & get the layer of feathers off myself, wondering what I was going to do about the 1000s of them spread all over the lawn.......that's when it all suddenly got a bit Disney. A group of sparrows arrived & started grabbing the feathers & flying off with them for their nests. At the same time, the kids next door must have got their bubble machine out because a big cloud of bubbles suddenly wafted over into the garden which looked quite pretty with all the birds & white feathers floating about! So......I have a lovely plumptious cushion which looks like new without having spent a single penny, but there were times when I wondered if this was a bit of make-do-and-mend gone too far! I do really like recycling & re-using though, so it kind of felt satisfying too.
Next job for today....find a nice twiggy branch for making my Easter tree for the front window. Another no-spend project as have a box of decs I bought/made years ago to go on it which come out every year along with my 99p Shop chicks.
f x

Tiggy10

Afternoon all, thanks ziggy
Late one from me as i went into work today!
The list:
- check bank
- start prepping budget for next pay day
- small spend on fuel as the warning came on.
- post my 9 bags of ink cartridges to be recycled to mr t... Thats 900 points which means i can buy my ticket to the good food show!
Being a teacher i use alot of ink!!
- got my £10 m&s voucher from more than after my complaint about them getting my address wrongfor a year! Used to buy some skincare i had my eye on.

Have a good day all!!

solvencyseeker

Thanks for the free seeds link Lilian1997 - I should be able to redeem that Saturday after next when we are doing a Uni visit with son 2 (I've just checked and there is a branch nearby).

foxgloves that post really made me LOL:rotfl:

Now I'd better get on with my eBay research (which is what I'm supposed to be doing). Been really distracted today - have done the ironing and tidied up a bit but otherwise not a lot!

Maybe I'll just go up the garden for a while now the suns out.

crawley_girl

Evening people

Today I:
* checked online banking
* registered for some potential extra income
* used up some veggies that are on the turn
* looked for and used some Tesco codes/ vouchers for tomorrow's online shop
* didn't spend any money - except for online shop
* didn't have the heating on
* didn't leave the flat (cabin fever:eek:)
* caught up on some recorded box sets

:heartpuls CG :heartpuls