Barclaycard initial?

iAMaLONDONER

I've been given a very small limit of £250

When would I be able to get a credit limit increase?

leeroy2009

probably 6 months, as that's Barclays high risk card ie credit builder etc

iAMaLONDONER

leeroy2009 wrote: »

probably 6 months, as that's Barclays high risk card ie credit builder etc

I was only interested in them for the 0% offer which will be gone by then!

Still I just got a Santander 123 CC with a £3,200 limit! So I'm fine!

Cycrow

Barclaycard usually review the account every 6 months. So thats when you would be an increase. When i had the initial card i was giving an increase every 6 months for a few years before changing the card

iAMaLONDONER

Cycrow wrote: »

Barclaycard usually review the account every 6 months. So thats when you would be an increase. When i had the initial card i was giving an increase every 6 months for a few years before changing the card

Thanks but as above I'm not really interested in them now!
However how long do transactions take to show on your online account?

Cycrow

It depends on the transaction, but usually, the available balance will drop pretty much straight away and it'll show the amount as pending.

then it usually takes 1-2 days for it to actually appear

iAMaLONDONER

Cycrow wrote: »

It depends on the transaction, but usually, the available balance will drop pretty much straight away and it'll show the amount as pending.

then it usually takes 1-2 days for it to actually appear

Thanks- I made a contactless payment at McD's and it still hasn't appeared yet.

Also does it show the Merchant code like Capital one does?

JKSandy

I don't have an Barclays but I have noticed when I make contactless payments with my HSBC sometimes they are not accounted for in my available balance (i.e not pending).

Then a day or two later appearing in my statement as paid.

greenorange

My CapitalOne Progress card always shows any Contactless payment within the 'Pending Payments' section instantly for some reason. My NatWest Debit Card hardly ever removes Contactless payments from the available balance.

I think it depends on the card issuer, and whether their cards require the merchant to contact them for every purchase.