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Maximum savings from switching current accounts
Comments
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Archi_Bald wrote: »How do you calculate £2.50 a month for Halifax? I make it £1.25 only.
That's my dodgy maths. You are correct with the numbers - but the premise of my post is still right.0 -
Some of us are actually old enough to remember a time when income tax was 33% (back in 1979). :eek:Archi_Bald wrote: »How do you calculate £2.50 a month for Halifax? I make it £1.25 only.0 -
YorkshireBoy wrote: »Some of us are actually old enough to remember a time when income tax was 33% (back in 1979). :eek:
I'm not that old ... will have to rely on the poor maths excuse...0 -
2 Questions about the 1st account...
1. Will the information to start/activate Internet/Telephone Banking arrive in the post or do you have to initiate yourself via a phone call? I ask because stuff has arrived in the post but no internet banking info yet.
2. The £1,000 that you have to debit into the account, is it within a calendar month or within 30 days of account opening? ie do i need to put it in before April 31st or before 14th May (month anniversary of account opening)?
Thanks0 -
Both your questions are answered on their website; the first in their "Give me the facts" article, and the second in your account T&Cs (condition 1.1.2).VladDracula wrote: »2 Questions about the 1st account...
1. Will the information to start/activate Internet/Telephone Banking arrive in the post or do you have to initiate yourself via a phone call? I ask because stuff has arrived in the post but no internet banking info yet.
2. The £1,000 that you have to debit into the account, is it within a calendar month or within 30 days of account opening? ie do i need to put it in before April 31st or before 14th May (month anniversary of account opening)?0 -
Thanks for the info, i have activated the telephone/internet banking.
One last question...
I have already opened my First Direct 1st account and want to start the switch process but i can't see where to do this without going through the whole rigmarole of opening another account from scratch.
Is there a link to switching once your account is already open and active?0 -
Call them, they will take your instructions over the phone. They are mainly a telephone bank.0
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and they are indeed very helpful - not for nothing are they rated highly for their customer service!
Shame I can't open one of theirs and get the £100...... but I used to have one of their accounts long ago.Being polite and pleasant doesn't cost anything!
-Stash bust:in 2022:337
Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82
2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
Knits:6covers,4hats,10mitts,2 bootees.
Crotchet:61angels, 229cards=453 £158.55profit!!!
2025 3dduvets0 -
YorkshireBoy wrote: »Some of us are actually old enough to remember a time when income tax was 33% (back in 1979). :eek:
Lol I think that's one thing that everyone thinks Thatcher was right about..lowering the basic rate of income tax lol!0 -
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