how many barclaycards have you got?

leeroy2009

I seem to have a very good internal score with Barclaycards and have 2 cards with them, but im wanting the simplicity card, has anyone got the simplicity and 2 other barclaycards?

The_Boss

I only have 1 so cannot answer. What is the Simplicity card? I recemtly called Barclaycard to cancel recently and as well as 0% on purchases for a year they would upgrade my card in May, with 1% cashback.

PlymouthMaid

None. I don't really understand why people have lots of cards.

leeroy2009

The_Boss wrote: »

I only have 1 so cannot answer. What is the Simplicity card? I recemtly called Barclaycard to cancel recently and as well as 0% on purchases for a year they would upgrade my card in May, with 1% cashback.

simplicity is a 7.9 to 9.9 apr Barclaycard with no handling fees on bts

leeroy2009

PlymouthMaid wrote: »

None. I don't really understand why people have lots of cards.

then you don't understand the importance of money saving ie 0% purchases, 0% bts cash back and rewards, especially the undesirable sub prime luma card with its desirable 4% cash back on supermarket and fuel spends* limits apply, that many prime card holders just had to have....

planteria

i currently have 2. i have had upto 4 in the past.

CLAPTON

PlymouthMaid wrote: »

None. I don't really understand why people have lots of cards.

you must be rich then

planteria

yes, mine are set up on the same login too. good, clear website imo. i expect to be dropping down to just 1 Barclaycard later this year.

InsideInsurance

CLAPTON wrote: »

PlymouthMaid wrote: »

None. I don't really understand why people have lots of cards.

you must be rich then

Not really, the few "rich" people I know all have "lots of cards" because they get the different perks with the different cards.

As long as you dont pay any extra for buying by credit card why would you pay in cash/ debit card when you can get 1% cashback or Airmiles for the exact same price?

LeDe_2

leeroy2009 wrote: »

I seem to have a very good internal score with Barclaycards and have 2 cards with them, but im wanting the simplicity card, has anyone got the simplicity and 2 other barclaycards?

I currently posses one BC Plat and I'm planning on closing it at some point as while it's platinum it doesn't offer any rewards so it's pointless to keep it open.

I did read a while ago that you can only hold two BC cards although I could be wrong, you may want to check this out by calling them

leeroy2009

spoke to them yesterday, simplicity has gone, the advisor couldn't say how many cards you was allowed but said he had seen people with 4 and 5 cards before


I took a second card with them other day, no credit check they accepted me on my internal score and gave me the lowest apr of 18.9, now have 2 cards with 11k in available credit, some of that will be used for some bts.