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Hi everyone.

I received a letter stating i owed money to a vanquish card and the debt was being requested from capquest. I have no knowledge of the debt it was actually taken out when i was away at uni and i was unaware for 4 years- I sent them a 'prove it' letter from this website.

My response from them: a letter inviting me to take out a new cc with vanquish!! Nothing else in 2 months. It is still on my credit file. What do i do next?
Paying it all off in 2017:
Finance 1- [STRIKE]115[/STRIKE] Paid Jan 2017
Finance 2- 335
CC - [STRIKE]2000[/STRIKE]1800
OD 1 - [STRIKE]2200[/STRIKE] 1850
OD 2 - 2500

Comments

  • forgotmyname
    forgotmyname Posts: 32,946 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Formal complaint to Vanquis stating that you did not have an account and they must remove any incorreect details from your credit file.
    Censorship Reigns Supreme in Troll City...

  • Tiggy10
    Tiggy10 Posts: 443 Forumite
    Tenth Anniversary Combo Breaker
    Thank you! Is there a format for this?
    Paying it all off in 2017:
    Finance 1- [STRIKE]115[/STRIKE] Paid Jan 2017
    Finance 2- 335
    CC - [STRIKE]2000[/STRIKE]1800
    OD 1 - [STRIKE]2200[/STRIKE] 1850
    OD 2 - 2500
This discussion has been closed.
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