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PPI Midland bank 2006 can I claim?

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Hi, I took a mortgage out with the Midland Bank back in 2006. I THINK I had PPI I certainly had some sort of cover. I lost my job a few months after and they wouldnt pay me anything towards the mortgage repayments. This in itself wasnt a long term problem as I got another job, it was just very annoying. I think I then cancelled the policy as I thought there was no point as it didnt do what it said it would. I have moved house several times since and have no idea where the paperwork is. Does it sound like I have a claim? Do I need to have the policy number and original paperwork? I appreciate any advice. Many thanks :)

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  • dunstonh
    dunstonh Posts: 119,765 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I THINK I had PPI I certainly had some sort of cover.

    Midland bank didnt exist in 2006. Do you mean further back than that?
    I lost my job a few months after and they wouldnt pay me anything towards the mortgage repayments

    Most MPPi plans have a minimum qualifying period after taking out the plan. Typically 6 months. This is to prevent people taking policies out where they know there will be redundancies.
    Does it sound like I have a claim?

    no
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • oops! what planet am I on...meant 1996!! derr! yes it was probably about 5 months afterwards that I lost the job.
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