Hello Im New and need help :)

Liveforlife

Hi
I have been overspending since moving house and am desperate to become debt free, start saving and stop living pay check to pay check.
I have about £12,000 of debt (which I've managed to consolidate some of recently) but need help to get me kick started x I would appreciate ANY help! I think a diary would help me too

marliepanda

This is probably best in the main DFW forum as it gets a bit more general traffic than the challenge section.
If you PM a forum moderator with a link they can move it.
Best advice would be to do a statement of affairs (haven't got a link on my phone but google it and the one with 'stoozing' in the link is very helpful, one of the top results!)

That will show your incomings, outgoings, and people will be able to advise where to cut down and how to clear your debt quickest