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CC to pay off Very

Hi,

If I wanted to pay off a very account with a credit card would this count as a purchase?
I only ask as I've already been told it would not count as a balance transfer.

Cheers
Stuart

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    If very accept credit cards as a form of payment then it would count as a purchase.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Yes, I paid off my other halfs very account last week to get points on my Barclaycard reward card. You are making a payment and not a transfer.
    As of 23/05/14
    Main Mortgage - £114,940/£125,731 at 3.19%
    Loan £2,912/£3,700 at 8.8%
    OPs - £3,510 - target £6,000 by Dec 2014
    Original MF date June 2045 now March 2044
    Savings - £5,010 - target £8,000 by Dec 2014
  • Cheers.
    So i'm ok to apply for a CC with 0% interest free on purchases for 18 months and then pay off my very account? (providing they accept that form of payment). And then I'll have 18 months to pay off the balance interest free?
  • Tixy
    Tixy Posts: 31,455 Forumite
    Yes (providing you pay at least the minimum payment each month and don't go overlimit etc on the credit card).
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    stuart1980 wrote: »
    Cheers.
    So i'm ok to apply for a CC with 0% interest free on purchases for 18 months and then pay off my very account? (providing they accept that form of payment). And then I'll have 18 months to pay off the balance interest free?

    Furthermore you'll get an additional six months buy now, pay later on top of Very's offering if the item you've got qualifies for their 12 month plans.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
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