Diary of a single working Mumma.

StarMummy_2

just updated my sig after yesterdays little payment. I've officially said goodbye to 9.15% of my debt in just under a month. yay

Disco_Dolly

Just catching up on your diary, you are doing great!

Skinnylatte

Well done starmummy, you're doing great. and as you say the future is looking bright, you just have to keep the purse strings tightened until all that studying starts to bear fruit. I :T your attitude

StarMummy_2

Happy pay day to me :j
So far this morning I have paid off the car repairs and made a small £50 payment to the credit card. I shall go into the bank at the weekend and get my overdraft reduced to £700. At the moment that's all the planned debt slaying, I still need to work out this months budget and I can't do that until I've had an invoice from DD's nursery. I have an idea what it will be but I don't want to leave myself short.
I've just updated my signature and I'm way under the £5k mark which means I've managed to pay off 13.57% since April 1st! wowee
It's the boyfriends birthday today and other than a card I haven't got him anything. He is working in London until the weekend though so I have a few days to sort something. It's so difficult he doesn't want or need anything and I'm reluctant to spend for the sake of spending. We have talked about doing the whole London tourist thing as he hasn't done it before but I'm not sure how budget friendly that is, or how sensible it is to go into London on a bank holiday weekend. hmmm! better get my thinking cap on.

StarMummy_2

oooh I also sold my first thing on ebay. A pair of shoes I'd never worn. after fees and postage I've made £5. little bit disappointing for new shoes but they weren't earning anything sat in the wardrobe so mustn't moan.

StarMummy_2

oh sod it! just paid an extra £3.75 to the credit card...it was making my numbers look all untidy

mum2one

StarMummy wrote: »

Happy pay day to me :j
So far this morning I have paid off the car repairs and made a small £50 payment to the credit card. I shall go into the bank at the weekend and get my overdraft reduced to £700. At the moment that's all the planned debt slaying, I still need to work out this months budget and I can't do that until I've had an invoice from DD's nursery. I have an idea what it will be but I don't want to leave myself short.
I've just updated my signature and I'm way under the £5k mark which means I've managed to pay off 13.57% since April 1st! wowee
It's the boyfriends birthday today and other than a card I haven't got him anything. He is working in London until the weekend though so I have a few days to sort something. It's so difficult he doesn't want or need anything and I'm reluctant to spend for the sake of spending. We have talked about doing the whole London tourist thing as he hasn't done it before but I'm not sure how budget friendly that is, or how sensible it is to go into London on a bank holiday weekend. hmmm! better get my thinking cap on.

Sounds like a good start to the debt busting, just a thought re London. Many yrs ago I use to go about twice a year, and see shows - but I also made time to go for free activites as well
-Convent Garden Street entertainers
-Museum (think some were free)
-Hyde Park
-Walk round Harrods - use to set myself a challenge to get something for £5

xx

StarMummy_2

majorly stressed with myself this morning. Went to the supermarket to get the forever growing daughter some summer clothes because barely a thing fits. I managed to come out £70 lighter. Ok so I got most of her summer wardrobe (apart from a pair of summer pumps and new pj's) for £48. bought some toiletries that were needed and then spent £19 on 'stuff'. I've got a grotty cold so I stocked up on soup and bread, and more bread and even more bread. When i'm poorly I just destroy carbs. So between Fuel for the car and my supermarket rampage that is £100 down already. I finally sorted a treat for the boyfriends birthday, I got tickets to the GT this weekend and a night in a b&B...£120 gone! ooops. Why do I feel the need to splash out so much on the people I love??? I haven't even budgeted food for that yet! I've made the payments I needed to make but boy will it leave me living on Beans the rest of the month...hey at least there's plenty of bread to go with the beans I s'pose
trying to rationalise. I would have spent £100 on BF regardless, and I got a lot of things for DD for that £48. If i'd gone to next and Zara as usual I would have only come away with three items.
It's like being on a diet isn't it, I can live without biscuits for ages but when I do have one I end up devouring the entire packet. Bum. Well I'll withdraw £50 for fuel and food this weekend then at least I can't go completely crazy. besides no more going out after this weekend anyway, I've got exams looming so i'll be buried under mountains of paper for the forseeable

mum2one

Maybe as youve booked the GT and the b+b , bf treat you to a meal, at least by taking the cash out you know where the budget is.

I had the same with DD and her clothes, hit Primark still need a few bits, xx

Good luck with the exams, x

girlatplay

mum2one wrote: »

I had the same with DD and her clothes, hit Primark still need a few bits

I took Little Miss Gap to Primark for her summer stuff too. She is 13 and in adult clothes now so not as cheap as it used to be to clothe her but at least she doesn't grow out of them so quickly. She is not quite ready for expensive clothes as she doesn't look after them. I shop in Next for myself but that is because; 1) I look after my clothes, and; 2) nothing in the cheaper shops fits me properly. I have really tried to get clothes to fit me there and it is seriously unfair when I see how great LMG looks in her bargains from there. Oh well.

StarMummy I read somewhere earlier in your diary that you are doing an accounts course, ACCA or something like that. Would you be willing to elaborate further on that? Even in a PM? It's just that I am considering doing an Accounting degree and I am trying to get as much info as possible before I contact the Uni. I am in Scotland so things will be a bit different up here, I just mean things like what are you studying? How long for? Is it really hard?