Borrowing from parents

eastofeden

Tommo- if your mum wanted to keep it a secret from her partner, could the assumption be made that you and he do not get on, or at the least, he would not be happy with the money being lent? I am speculating that he has subsequently found out about the arrangement, and rather than getting embroiled in bad feeling with him, your mum may have panicked and set a ball rolling which is now gathering momentum and the situation has got out of control.

If you really can't call her, write to her and set out exactly what you repaid, when and why. Make sure you get this letter checked because your original post is very misleading.

Tommo301079

Eastofeden thanks for your reply. My mum didn't tell her husband not because though I didn't particularly get on with him but because he was very controlling. My mum did it because she had done the same for my brother and sister and also members of her husbands family. When we fell out I understand she told him she had lent me the money for the car. I suppose he could assume she meant the full amount. In voicemails that we're left on my husbands phone my mum has changed the amount she claims we owe. Ranging from £5000 to £11000! I believe she could have lied about out agreement to him and other people and is now not sure what the truth actually is. My mum has done some quite nasty things to myself and my children. This could just be another way of getting at me because I'm not reacting to her other actions. I can't write because I actually don't know where she lives anymore.

pineapple123

Are you close to your brother, could you not ask him to be a way of communication between yourself and your mother as he is already involved.
If your mothers husband is very controlling who knows what has been going on since he found out, maybe he's been pulling all the strings. If your mum gave you £1500 as a present and took out credit to help you because she helped others in your family it seems abit odd that she should act like this even if you have had a falling out.

AndyBSG

Unless you signed some sort of loan agreement with your mum then there is no way she can prove you owe her the money.

Even if she could prove she gave you £10,000(which is impossible if she only gave you £6,000) then she has no way of proving that that money wasn't a gift or payment for something.

She has as much chance of proving her £10,000 loan as you have of proving that she paid you £10,000 for a chunk of kryptonite that you sold her... i.e. zero percent!

Write back to the lawyer asking him for proof of the £10,000 payment and proof of any loan agreement and point out that if that cannot be provided within 28 days then you will report them for harassment if they continue to send communications after that deadline.

Tommo301079

I'm not close to my brother. That relationship broke down as a result of my fall out with my mum. The money that my mum lent me was from money that she had got when her previous husband died. I believe her husband is pulling all the strings. But my mum has a past of resenting me. I should not have borrowed the money but it was too late before I realised that. My husband and I have paid back what was agreed and as far as I was concerned that was the last thing between us. If I was going to refuse to pay her I could have done it from day one. We have done the right thing as was agreed. It's all very malicious and horrible. But I don't know legally where I stand. There are a lot more personal issues dating back to me been 13 years old which I don't want to get into. All I will say is that this doesn't really surprise me from my mum.

eastofeden

No offence but you "borrowed" the money, your mum "lent " it. To start saying you should not have lent it is going to confuse the hell out of a lot of people! Good luck.

Tommo301079

Thanks Eastofeden.

Clive_Woody

I would simply write to her and her solicitor asking that they provide a copy of the signed loan agreement and evidence of the £10,000 transfer to you. Don't go into any more detail in your letter. Send this recorded delivery.

I suspect as you mention the solicitor's letter is designed to try and frighten you into paying.

If they are making threatening calls report this to the Police so that this on record. Keep details of these calls in a diary and amounts claimed.

d70cw6

my my, what interesting lives people lead! How people get into these spats with their own parents amazes me....

Anyhoo, legally if there is no paperwork of the terms of the "loan" then they cant really expect repayment - it could have been a gift and then it's just one side verses the other. Id guess the solicitor's involvement is just scaremongering into getting you to cough up.

Gaz83

Dear <insert solicitor's name here>

I write to you in regards to a claim made by my mother, <insert mother's name here>.

I understand my mother alleges that she loaned me £10,000 in <insert approximate date here> in order to buy a car.

I would be grateful if you could forward me a copy of both a signed and witnessed loan agreement between my mother and I, and also evidence to support a £10,000 payment to myself from an account in my mother's name.

I await your reply.

Yours Sincerely,

<Insert your name here>

Something along those lines would suffice. Keep it short, simple and to the point - avoid any emotive language and do not mention any dispute between your mother and you.

As another poster has said, I suspect a solicitor has sent you a letter to scare you into paying.