Credit file help

smallzoo

First, I know I can do a lot myself but are there organisations, people etc who could look at my credit file report and make suggestions on how to improve our rating, mainly around removing entries , hilighting errors etc..

I'm not trying to hide from any responsibility but we have such an incredibly busy and stressful life it would be nice to at least have someone sit with me or talk to me and help..

I'm hoping I get positive replies and lots of criticisms...

Thanks

CreditCrunchie

That's what this whole forum is for! Have you had a read through?

Get hold of your statutory £2 reports Experian and Equifax and sign up for your free Noddle (callcredit) account. If there are any things in there that are wrong you can contact the creditors to have it changed and/ or raise a dispute with the credit agency.

It's not so hard once you actually sit down and have a look at it properly.

Let us know if you have any more specific questions.

Hazzinho

As above, make sure it's accurate with all 3 CRA's and ensure you're on the electoral roll which is a huge indicator you live where you say you live.