PPI Claim? - can't remember any details!

wayme

Hi there,

I don't think I really have a case here, but with all this talk of PPI - plus about a million PPI recorded phoncalls from companies! - I thought I would maybe give it a go if it is worth doing it.

I'm pretty sure that I have thrown away all of the paperwork I had for this as well! About 7/8 years ago my sister convinced me to get a laptop for her in my name on credit from Currys. Now, not so long ago I was looking at the paperwork for it and in the booklet paperwork there was a tick in the box next to "do you need PPI" and I had signed the paperwork also.

At the time I was about 19 / 20, and i'm not even sure if I even knew what PPI was! I was in full-time work at the time, and then went to uni when I was 20/21. I'm not sure if I notified them of me being a student though! The agreement was with HFC bank.

I'm not sure if I would be able to make any sort of claim based on the fact that I don't think I have the paperwork, and can't remember the exact details etc!

Thanks

dunstonh

What would your reasons for complaint be?

-taff

Currys sold it to you so you complain to Dixons retail group.

You will also need to send them a SAR and £10 to see if anythig is left - see the links in the sticky.


If your recollection is off by a few years, if it was sold prior to January 2005, you've practically no chance.

wayme

dunstonh wrote: »

What would your reasons for complaint be?

Doh! Sorry, forgot to mention that!

That I didn't want or need it really. I really can't remember the PPI being mentioned at the time of signing. I guess i'm also asking here is if I could make a claim? I'm not fussed either way, but if I could stand to get some money back it would be welcomed!

wayme

-taff wrote: »

Currys sold it to you so you complain to Dixons retail group.

You will also need to send them a SAR and £10 to see if anythig is left - see the links in the sticky.


If your recollection is off by a few years, if it was sold prior to January 2005, you've practically no chance.

OK, thank you, i'll have a look at that. I'm pretty sure that it wasn't before Jan. 2005 because I was still at school then.

[Deleted User]

wayme wrote: »

That I didn't want or need it really. I really can't remember the PPI being mentioned at the time of signing.

That's utterly weak, I'm afraid.
You say in post #1 that you ticked the box and signed for the PPI. You also say that you were in full time employment at the time of the sale and only became a student later. It's your circumstances at the time of the sale (not later) which determine whether you were mis-sold.
Expect any complaint to be rejected, but most likely because neither you nor they have any documentation.