852 for car insurance

ej2095

Hi all

Any one know of a decent site to bring this down.

Been driving 5 years

had 1 years ncb on ym own insurance then the renewlal quote 4 years ago was 900 quid.

So ny farther put me on his car trade insurance (as he runs a garage buying and selling)

been like this for 4 years but hes fell into ill health atm so need to get my own now

any advice please

System

Car, area and age would help but as you have no NCD then £852 sounds within the ball park

scotsbob

I am driving a 3 year old sports car fully comp with protected no claims for £250 a year.

Postcode, garaged, low mileage, occupation, age, excess, all have an effect on premium.

Use this guide to help you get it lower

http://www.moneysavingexpert.com/car-insurance/

arcon5

Assuming you passed your test at a typical sort of age of around 18 then quote sounds okay with you being early twenties.


Try though adding a second driver, I've found it can literally bring the total price down.

Hintza

70% NCD turns £852 policy to a £256 policy which is in the ball park for many of us on here.

We are roughly £130 on the Panda and £240 on the Jeep both over 50 no accidents and no points (first time in years for that to be the case.....lol).

ej2095

Forgot to answer..

I am 34 ,been driving for five years.

Car is a citrion 2.2 estate car diesel so not a boy racer

no accidents, no claims

InsideInsurance

Hintza wrote: »

70% NCD turns £852 policy to a £256 policy which is in the ball park for many of us on here.

Other than there is probably an introductory discount already applied to the OP as someone with an established history but no NCD.

That said, it still isnt a bad price considering no NCD even if the above calculation is slightly off.

The only other consideration is that some insurers will give you credit for time whilst covered by a company scheme in which case check with them if you can get the time under the trade policy as effectively company car insurance.

Stoke

I've been driving for 6 years. I lost my no claims the year before last due to an accident, so I also have a fault claim. Last year it cost me roughly £800 to insure on my own comprehensive policy on a N/A diesel, so quite a slow vehicle. This year it's significantly cheaper thanks to my 1 year NCD.

NCD does make a huge difference I'm afraid.

droopsnoot

Have you told your new insurance company that you've been driving on a company policy for the last four years without (presumably) any claims? Sometimes insurance companies will take this into account, and might ask the business to provide a letter to confirm that you haven't had any accidents while on their policy.