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Payment A Day Chapter 15
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PADs since last post...
Loan 238.55
CC 3.87
Sealed Pot 2.00
£244.42Sometimes lurking, sometimes posting, but always flying
You are supposed to be the leading lady of your own life, for God's sake! - The HolidayDFW :idea: August 2013... Debt total £15,475.56 - Jan 15 £11,738.66 - DEBT FREE by 2015Feb GC £48.02/£250 (£201.98)I will declutter my house and debts
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Hi Igaveupnowimback :j
It's true...every little does help! This thread is very friendly, and even the smallest PAD keeps motivation going.
So my PAD today is an ickle 50p pleaseA Payment A Day keeps the debts at bay
PADS 2016 = £222.57
Frugal living challenge 2016 1129.71/3660
= 14.86 per day/10.00 per day0 -
Morning all
Thanks for all the support on the no smoking still going strong day 5 today :j:j:j
Today's PAD for me is £14 :T
Double Whammy - keep it up :T:T:T:T:TOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Hi all :j
Popping in to PAD £60.00 = to cc LTSB plz TTFTM - tkyou!!:j
Well done Milky :T:T:T:T:TNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Good morning PADders
Total for Sunday 15th June 2014 is
*** £349.28 ***
Brilliant work everyone! :TLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Back with my own PAD of £5, £1 to MBNA and 2 x £2 coins to money box :TLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Back with a PAD of £40 today please.
Congrats milky, keep it up, you're doing great!
I used to have Martin's budget planner tool on my computer but having changed computers in April I haven't got it on the new one so decided yesterday to update everything on to the latest version on the main site. Bit depressing actually:( as according to this I'm actually £13 overspent every month. I must have overestimated some of the costs as I didn't go too strictly through costs like food shopping just used a general average as I know I usually get through the month OK but it does show that my finances are finely balanced and, with no sign of a pay rise other than the increase in personal allowance on the horizon any time soon, increased travel costs to work and the possibility of mortgage rate rises sooner rather than later it's telling me to stay focussed and not take my eye off the ball! On the plus side, apart from the mortgage I'm not massively in debt. My PADs are usually me keeping on top of non essential spending, which is where debts have built up in the past. Anyway, all this is just why I stay on this thread, even though I don't PAD every day because it helps me keep focussed and motivated and as others have said is a really friendly and supportive thread.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
£5.51 for me today please ttftmAs of 24th August 2016 total money owed was
£15,708 :eek:0 -
A lovely round £1.00 for me please.
Happy Monday everyone.0 -
88p to Santander todayZopa: £1210.17 (£989.39) Santander: £1685.10 (£467.98)
Barclaycard: £6402.79 (£6438.28) HMRC 1:705.69 (£696.89)
HMRC 2: £1699.09 (£1677.89) Student Loan: £4569.51(£4476.51) Vanquis:£644.79 Tesco:£931.18 (Total debt up by £50.56)
Make £10 a day challenge-May=£19.06
Payment a day challenge=£316.37 so far0
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