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Payment A Day Chapter 15

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  • xx_Jo_xx
    xx_Jo_xx Posts: 2,858 Forumite
    Uniform Washer
    edited 15 June 2014 at 11:56AM
    PADs since last post...


    Loan 238.55
    CC 3.87
    Sealed Pot 2.00


    £244.42

    :D
    :)Sometimes lurking, sometimes posting, but always flying:)
    You are supposed to be the leading lady of your own life, for God's sake! - The Holiday
    DFW :idea: August 2013... Debt total £15,475.56 - Jan 15 £11,738.66 - DEBT FREE by 2015
    Feb GC £48.02/£250 (£201.98)
    :D I will declutter my house and debts :D
  • Hi Igaveupnowimback :j

    It's true...every little does help! This thread is very friendly, and even the smallest PAD keeps motivation going.

    So my PAD today is an ickle 50p please
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    milky1991 wrote: »
    Morning all

    Thanks for all the support on the no smoking still going strong day 5 today :j:j:j

    Today's PAD for me is £14 :T

    Double Whammy - keep it up :T:T:T:T:T
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in to PAD £60.00 = to cc LTSB plz TTFTM - tkyou!!:j


    Well done Milky :T:T:T:T:T
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Good morning PADders :)


    Total for Sunday 15th June 2014 is


    *** £349.28 ***

    Brilliant work everyone! :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Back with my own PAD of £5, £1 to MBNA and 2 x £2 coins to money box :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Back with a PAD of £40 today please.


    Congrats milky, keep it up, you're doing great!


    I used to have Martin's budget planner tool on my computer but having changed computers in April I haven't got it on the new one so decided yesterday to update everything on to the latest version on the main site. Bit depressing actually:( as according to this I'm actually £13 overspent every month. I must have overestimated some of the costs as I didn't go too strictly through costs like food shopping just used a general average as I know I usually get through the month OK but it does show that my finances are finely balanced and, with no sign of a pay rise other than the increase in personal allowance on the horizon any time soon, increased travel costs to work and the possibility of mortgage rate rises sooner rather than later it's telling me to stay focussed and not take my eye off the ball! On the plus side, apart from the mortgage I'm not massively in debt. My PADs are usually me keeping on top of non essential spending, which is where debts have built up in the past. Anyway, all this is just why I stay on this thread, even though I don't PAD every day because it helps me keep focussed and motivated and as others have said is a really friendly and supportive thread. :)
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    £5.51 for me today please ttftm :D
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Iheart
    Iheart Posts: 179 Forumite
    Part of the Furniture
    A lovely round £1.00 for me please.

    Happy Monday everyone.
  • unethical
    unethical Posts: 35 Forumite
    88p to Santander today
    Zopa: £1210.17 (£989.39) Santander: £1685.10 (£467.98)
    Barclaycard: £6402.79 (£6438.28) HMRC 1:705.69 (£696.89)
    HMRC 2: £1699.09 (£1677.89) Student Loan: £4569.51(£4476.51) Vanquis:£644.79 Tesco:£931.18 (Total debt up by £50.56)
    Make £10 a day challenge-May=£19.06
    Payment a day challenge=£316.37 so far
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