We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Payment A Day Chapter 15

12467…399

Comments

  • NHS_worker_bee
    NHS_worker_bee Posts: 193 Forumite
    Whoops I'm getting behind already, here's two PADs to make up for it !£19.07 (tax refund thanks HMRC) for yesterday please and £6.01p for today please :)
    Total debt March 2014: £11,194. Now £4,198.
    0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
    0% CC3: £0 0% CC4: £4,198.
    12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
    14.9% HP: [STRIKE]£1,103[/STRIKE] £0
  • Keith1985
    Keith1985 Posts: 55 Forumite
    Part of the Furniture
    £1.26 for me today.
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    My pad today is £2.07 please :D
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    I got £22 interest on savings but have spent it cos my wallet went missing in Glasgow (youth hostel) on Wednesday night :(

    But still...good to see all the new folk....padding is so addictive :D

    WELCOME!!!

    Being debt free is absolutely fab...well done to those who have paid off a target debt lately. Feels so good doesn't it? And also those who have just joined padding
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    I have a 0% credit card that the 0% finishes in Oct 2015. It's with virgin money and the minimum payment is always £25. I have just worked out how much the balance will be when the 0% finishes and I have worked out if I pay an extra 66p a day from now till then the balance will be clear so I won't have to pay any interest on it or pay a balance transfer fee to move it to another card.

    So I have made the first payment today so can I add another pad of 66p please igamogam :T
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £1 to The debt :)

    Hmmmmmm thought I posted 2nd April total last night but it seems to have gone AWOL - thats the problem of doing it late at night!. Will be back later and do a 2nd and 3rd total :D
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    PAD of £8.60 for me today please Igamogam
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    milky1991 wrote: »
    I have a 0% credit card that the 0% finishes in Oct 2015. It's with virgin money and the minimum payment is always £25. I have just worked out how much the balance will be when the 0% finishes and I have worked out if I pay an extra 66p a day from now till then the balance will be clear so I won't have to pay any interest on it or pay a balance transfer fee to move it to another card.

    So I have made the first payment today so can I add another pad of 66p please igamogam :T

    Now that's the power of PAD in action. It doesn't take much every day but will make a huge difference when you get to the end of the 0% period and you don't have to start paying interest or move the debt again. :beer: here's to the plan working.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • daydream_believer_2
    daydream_believer_2 Posts: 459 Forumite
    Evening everyone!

    Another 50p today please
    A Payment A Day keeps the debts at bay
     PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Total for 2nd and 3rd April is a smog free............................
    £783.13
    groupwave.gif

    emoticon-animal-053.gifRunning total :£1155.89
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture