Payment A Day Chapter 15

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  • NHS_worker_bee
    NHS_worker_bee Posts: 193 Forumite
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    Whoops I'm getting behind already, here's two PADs to make up for it !£19.07 (tax refund thanks HMRC) for yesterday please and £6.01p for today please :)
    Total debt March 2014: £11,194. Now £4,198.
    0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
    0% CC3: £0 0% CC4: £4,198.
    12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
    14.9% HP: [STRIKE]£1,103[/STRIKE] £0
  • Keith1985
    Keith1985 Posts: 55 Forumite
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    £1.26 for me today.
    "If you can dream it, you can do it" - Walt Disney
  • milky1991
    milky1991 Posts: 837 Forumite
    First Anniversary Combo Breaker
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    My pad today is £2.07 please :D
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Erme
    Erme Posts: 3,597 Forumite
    First Anniversary Combo Breaker I've been Money Tipped! Debt-free and Proud!
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    I got £22 interest on savings but have spent it cos my wallet went missing in Glasgow (youth hostel) on Wednesday night :(

    But still...good to see all the new folk....padding is so addictive :D

    WELCOME!!!

    Being debt free is absolutely fab...well done to those who have paid off a target debt lately. Feels so good doesn't it? And also those who have just joined padding
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • milky1991
    milky1991 Posts: 837 Forumite
    First Anniversary Combo Breaker
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    I have a 0% credit card that the 0% finishes in Oct 2015. It's with virgin money and the minimum payment is always £25. I have just worked out how much the balance will be when the 0% finishes and I have worked out if I pay an extra 66p a day from now till then the balance will be clear so I won't have to pay any interest on it or pay a balance transfer fee to move it to another card.

    So I have made the first payment today so can I add another pad of 66p please igamogam :T
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Igamogam
    Igamogam Posts: 6,024 Forumite
    Debt-free and Proud! First Anniversary Combo Breaker First Post
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    £1 to The debt :)

    Hmmmmmm thought I posted 2nd April total last night but it seems to have gone AWOL - thats the problem of doing it late at night!. Will be back later and do a 2nd and 3rd total :D
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • jet9cat
    jet9cat Posts: 1,657 Forumite
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    PAD of £8.60 for me today please Igamogam
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • jet9cat
    jet9cat Posts: 1,657 Forumite
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    milky1991 wrote: »
    I have a 0% credit card that the 0% finishes in Oct 2015. It's with virgin money and the minimum payment is always £25. I have just worked out how much the balance will be when the 0% finishes and I have worked out if I pay an extra 66p a day from now till then the balance will be clear so I won't have to pay any interest on it or pay a balance transfer fee to move it to another card.

    So I have made the first payment today so can I add another pad of 66p please igamogam :T

    Now that's the power of PAD in action. It doesn't take much every day but will make a huge difference when you get to the end of the 0% period and you don't have to start paying interest or move the debt again. :beer: here's to the plan working.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • daydream_believer_2
    daydream_believer_2 Posts: 459 Forumite
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    Evening everyone!

    Another 50p today please
    A Payment A Day keeps the debts at bay
     PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • Igamogam
    Igamogam Posts: 6,024 Forumite
    Debt-free and Proud! First Anniversary Combo Breaker First Post
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    Total for 2nd and 3rd April is a smog free............................
    £783.13
    groupwave.gif

    emoticon-animal-053.gifRunning total :£1155.89
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
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