Payment A Day Chapter 15

milky1991

Thanks for the support folks

My pad today is £9 that's £8 off the halifax CC and £1 to emergency fund. :T:T:T:T

Hope everyone has a good day

Serendipitious

£1 for me today please x

I have joined Noddle.


All good.
All green dots everywhere, everything up to date, and all correct.:T


Onwards and upwards....

flumpkin

Popping on to PAD £1 to TSB.

Feeling good today, so going to share

Besides a high level of cc debt me and OH have a lot of this on high interest rates c 20-23%. Many are closed accounts (closed by us to prevent hikes) but means we can't negotiate the rate down at all. With the debt to earning ratio we have, we have not been able to get balance transfers either to move to lower interest cards... but today OH and me both got 3k 0% cards! (Mine is 16 months and his 24) so TSB CC 6k can be moved!! And more importantly cleared within 2 yrs. So happy - finally a light at the end of tunnel.

These payments won't be a PAD as such but will be a big step in getting me to a dfd before I retire ;-)

Woohoo.

love flump x

dreamingofmoney

Hiya all
Been MIA for the last week or so, I just do not know where the time goes, thankyou all for your previous good wishes re paying off my Next acc, and congrats to daydream believer for paying off your overdraft, this is my next challenge although I think this will be slower to go off but will use Flumpkin as my inspiration for this (seriously cannot wait to congratulate you when the very is gone).
Good luck to all and am off to catch off. Almost forgot my payments, over the last 2 weeks I have managed another £120.00 to various savings and overdraft.
Take care all
Xxxx

Serendipitious

flumpkin wrote: »

So happy - finally a light at the end of tunnel.

Woohoo.

love flump x

Oh Flump that's lovely !
Cheering you on, here.

love S x

Time_to_face_the_music

Good morning fellow PADders :hello:

My PAD today is £175 between Lloyds TSB and money box please Erme :T


Well done on transfers to 0% flump :j

Have a super day everyone

TTFTM x

daydream_believer_2

Morning all, 37p today please

milliemummy

£4.11 for me today please

Erme

flumpkin wrote: »

Popping on to PAD £1 to TSB.

Feeling good today, so going to share

Besides a high level of cc debt me and OH have a lot of this on high interest rates c 20-23%. Many are closed accounts (closed by us to prevent hikes) but means we can't negotiate the rate down at all. With the debt to earning ratio we have, we have not been able to get balance transfers either to move to lower interest cards... but today OH and me both got 3k 0% cards! (Mine is 16 months and his 24) so TSB CC 6k can be moved!! And more importantly cleared within 2 yrs. So happy - finally a light at the end of tunnel.

These payments won't be a PAD as such but will be a big step in getting me to a dfd before I retire ;-)

Woohoo.

love flump x

Och that's brilliant news flump. Because you are depaddin I won't provide cake - but I will provide a banana (okay so on the very last page of my smiley site I find a carrot LOL)

That is for you. I don't know if it's a carrot or an orange banana but that's for you flump for your good news

Sorry if I haven't congratulated anyone else with their milestones

Anyhow yesterday's total

£363.72

!!!GO PADDERS!!!

Any ideas who can do the totalling for April? I can't do it but just wondered if anyone fancied it. All you need is a spreadsheet and it's up to you how you do it

Thanks

E

milky1991

Well done flumpkin on getting that 0% I hate paying interest it's bad enough I owe what I owe it's like salt in the wound with interest added. :j


My pad today is £5 please Erme some to the halifax CC and a little to the emergency fund.