Payment A Day Chapter 15

sashanut

daydream_believer wrote: »

A very happy day for me today, with a PAD of £809.14!!!! :j

This means that for the first time in approx 8 years I have NO OVERDRAFTS :rotfl:

:T

FANTASTIC DAYDREAM BELIEVER!!!



Just popping in to PAD £10.55 to savings - tkyou Erme !!

Erme

daydream_believer wrote: »

A very happy day for me today, with a PAD of £809.14!!!! :j

This means that for the first time in approx 8 years I have NO OVERDRAFTS :rotfl:

Still a long way to go, but this makes me feel more in control, and that I'm getting there slowly but surely.

Thanks to everyone on this thread for moral support, keep PADing everyone, it really does work! :T

This is for you (sorry it's only virtual) DDB on clearing your overdraft

Well done you!

I am now facing a problem I never thought I'd experience - too much savings (potentially) according to social worker LOL. She is basically saying I Have to stop padding (no chance!)

You never thought there would be a downside to padding did you? There is and it hath a name - social worker

Anyhow enough of my woes - what you all want to know (and yes my sleep pattern is kerfunked!)

Yesterday's totals

£847.69

KEEP ON PADDING!

e

Time_to_face_the_music

Good morning fellow PADders :hello:
My PAD today is £245 between Lloyds TSB and money box please Erme :T


Which takes our remaining debt to under £2000 :j

Have a super day everyone

TTFTM x

Just2Ashamed

Just £1.00 to the OD for me today please.

Well done daydream believer! Must feel so good

daydream_believer_2

Thanks everyone for your kind words, and that virtual cake looks amazing Erme!

Yes, it does feel pretty good! Long way to go, but thats a big hurdle out the way, as in the back of my head was always that fear of the overdrafts being called in, especially as our income is very erratic. Not planning on using them ever again!

And TTFTM , with your debt now under £2000, congratulations, and seeing on your signature where you started from, you are a true inspiration of what can be done :T

And, talking of erratic income, back to 22p for me today!

Igamogam

£4.12 to The Debt

milliemummy

£5.23 for me today, rounding something down!

Serendipitious

50p today here for me! Consistency, that's the thing!

Have been beavering away behind the scenes, got water bill down by £96 for the coming year, and restructured existing scenario so now I have 46% on interest-free, can't wait to do some more shuffling which may be as soon as next week.

And I am still pleased when CC statements arrive. Previously lists of purchases, they are now lists of PADs. I love it.

Brilliant work by all PADders this month. You are all keeping me well on track. Thankyou. And I love seeing everyone's milestones! Keep going! :T

flumpkin

Fantastic everyone. I LOVE this thread... everyone's journey is different but seeing all the milestones is amazing. Well done TTFTM!


Today's PAD is a payday pad of £15 for me, (£10 to TSB OD and £5 to VERY)- makes very under a tenner! £9 plus some interest will go on but only pence.


PADS may decrease a little now as had my free council tax months... but I'll still be PADding every day.


love flump xx

sashanut

Just popping in to PAD £6.45 to savings - tkyou Erme !!


Well done TTFTM :j:j:j:j:j:j:j:j:j:j:j