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Payment A Day Chapter 15

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  • catlady1990
    catlady1990 Posts: 142 Forumite
    Seventh Anniversary 100 Posts Combo Breaker
    Not been posting but I have been padding, so it is a grand total of ..... drumroll....
    £2.40 between my cc and my od.
    However, I have started a new thing where I work out what I have spent evetyday on my cc (if anything) and I do a balance transfer that night. It won't help with the total debt but it does stop the balance increasing. Really working hard at debt busting but it is really hard going sometimes, especially when hours are low at work.
    Anyway I hope you are all enjoying your day ☺
    Too much money owed, trying to pay it off one paycheck at a time
    Happiness comes from within, following your dreams and doing what you love :) :A
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £63.20 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • flumpkin
    flumpkin Posts: 365 Forumite
    £3.95 to VERY please Erme.
    .
  • Samiszel
    Samiszel Posts: 610 Forumite
    Debt-free and Proud!
    £10 for me today please
    Letting Go NST #17
    NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
    Make £10 per day in Oct: £30/£310

    Mortgage: £214,702.15
  • Good morning fellow PADders :hello:

    TGIF :j

    My PAD today is £28 between Lloyds TSB and money box please Erme :T

    Have a great day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • 25p today please
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • £8.00 to hubby's CC please - happy almost-weekend everyone!
    PAD: £4843.10 (loan paid, yay!)
    One debt vs 100 days: £288.73 / £750
    £20 a day: March £838.97 / £620 April £224.53 / £600


    Total debt 04/2015: £13,997.51
  • Karen777
    Karen777 Posts: 416 Forumite
    Morning all
    £2.41 to the emergency fund please :)
    Debt at highest - June 2013 - 26k/ March 2018 - 2500
    Proud to be dealing with my debts
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Not been posting but I have been padding, so it is a grand total of ..... drumroll....
    £2.40 between my cc and my od.
    However, I have started a new thing where I work out what I have spent evetyday on my cc (if anything) and I do a balance transfer that night. It won't help with the total debt but it does stop the balance increasing. Really working hard at debt busting but it is really hard going sometimes, especially when hours are low at work.
    Anyway I hope you are all enjoying your day ☺

    You know what catlady quit the beating yourself to a pulp! there is light at the end of the tunnel it's just your back is turned in the opposite direction. If I lived near you I'd take you out for a coffee and cake today and just be there for you Laie_7.gif

    I also have another phrase which I apply to lots of things - tis not going down (or getting into debt) that's the crime but staying down (not trying to get out of debt) so try and cheer yourself up and remember Friday is here but Sunday (resurrection day) is coming

    and it's Friday 13th!!!!:rotfl: adopt a teen day LOL

    Och yeah and yesterday's pad totals (almost forgot LOL)

    £123.38


    which maybe doesn't look fab compared to a few years ago but it has a secret weapon - consistency coffeebath.gif

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Hiya all
    £244 for me please, this is a weeks worth of pads and that will now officially close the Dreaded Next acc. I am so happy to see the back of it and will never run it up again. As soon as I get my statement I will be closing for good. Goodbye and good ridden e to debt no. 1 (unfortunately there are many more to take its place.
    Debt number 2 is the evil overdraft. This should take approx 10 months to disappear boohoo.
    Anyway good luck to all and that you to Erme for your inspiring words.
    Xxxx
    Jan 2025 £26561.43/£0. I want to clear £9000 this year (2025)
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