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Payment A Day Chapter 15
Comments
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Total for 9th January£514.60As of 24th August 2016 total money owed was
£15,708 :eek:0 -
Total for 10th January£276.40
Running total £3879.15As of 24th August 2016 total money owed was
£15,708 :eek:0 -
12_month_challenge wrote: »Hi all
Please forgive my ignorance only I see people have been paying £1.00 etc extra payments on CCs, are you actually logging in and paying these amounts? I would love to do this challenge but wasn't sure if CCs allowed me to do small amounts.
Sorry to jump on the bandwagon
Thankyou
You do have to watch it though some credit cards knock the extra payments off your minimum payments others take the minimum payments regardless of what extra payments you have made just depends on the CC company. Barclaycard knock them off so I pay barclaycard with a set amount each month which can be set up online easily then any extra payments are just that extra payments
Welcome on boardAs of 24th August 2016 total money owed was
£15,708 :eek:0 -
12_month_challenge wrote: »Hi all
Please forgive my ignorance only I see people have been paying £1.00 etc extra payments on CCs, are you actually logging in and paying these amounts? I would love to do this challenge but wasn't sure if CCs allowed me to do small amounts.
Sorry to jump on the bandwagon
Thankyou
Hi and welcome 12 month challenge :hello:
I pay my last remaining CC online every single day and also make a contribution to our money box, which is actually a 10 litre glass bottle with a very thin layer of £1 and £2 coins!
I love getting the CC statement which is usually 3 or 4 pages long to include all the payments made :rotfl:
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Hi time to face the music
Thankyou
WOW I have just seen your starting figure. What an inspiration you are. Now I know we can do this
I will certainly be doing little extra payments with my CC also.
I think its a great idea.SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
PDBX 2017 #2 = £1,200/£12,000
''If you want the rainbow, you gotta put up with the rain''0 -
£2 to The DebtBe the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'0 -
£10 towards the T CC pleaseLetting Go NST #17
NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
Make £10 per day in Oct: £30/£310
Mortgage: £214,702.150 -
My PAD today is £20.81, bringing my total PADS to a nice round £2000 in just under 11 months.
Pleased with this, as its generally made up of very small ammounts of quite often just loose change.
Got a long way to go, but this is £2000 I otherwise wouldn't have put towards the debt, so it does show that just PADding the little pennies do add up.
Unfortunately, as you can see, my PADS = more than the ammount paid off...some money did go back on the debt due to unforseen circumstances, but I'm hopefully back on track again now!A Payment A Day keeps the debts at bay
PADS 2016 = £222.57
Frugal living challenge 2016 1129.71/3660
= 14.86 per day/10.00 per day0 -
£35 to savings today please, made up of change saved up £1, 20p and 10psPAD Maker0
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Been away at my sister's for the weekend and didn't log on - sometimes you need a break from everything including computers and debt. Back home now and made a PAD of £46.18 to OH's cc due to more ebay sales.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0
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