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Payment A Day Chapter 15

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Comments

  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Total for 9th January

    £514.60
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Total for 10th January



    £276.40


    Running total £3879.15
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Hi all
    Please forgive my ignorance only I see people have been paying £1.00 etc extra payments on CCs, are you actually logging in and paying these amounts? I would love to do this challenge but wasn't sure if CCs allowed me to do small amounts.

    Sorry to jump on the bandwagon
    Thankyou

    You do have to watch it though some credit cards knock the extra payments off your minimum payments others take the minimum payments regardless of what extra payments you have made just depends on the CC company. Barclaycard knock them off so I pay barclaycard with a set amount each month which can be set up online easily then any extra payments are just that extra payments

    Welcome on board
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Hi all
    Please forgive my ignorance only I see people have been paying £1.00 etc extra payments on CCs, are you actually logging in and paying these amounts? I would love to do this challenge but wasn't sure if CCs allowed me to do small amounts.

    Sorry to jump on the bandwagon
    Thankyou


    Hi and welcome 12 month challenge :hello:

    I pay my last remaining CC online every single day and also make a contribution to our money box, which is actually a 10 litre glass bottle with a very thin layer of £1 and £2 coins!

    I love getting the CC statement which is usually 3 or 4 pages long to include all the payments made :rotfl:

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
    edited 11 January 2015 at 5:47PM
    Hi time to face the music
    Thankyou
    WOW I have just seen your starting figure. What an inspiration you are. Now I know we can do this :)


    I will certainly be doing little extra payments with my CC also.
    I think its a great idea.
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £2 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Samiszel
    Samiszel Posts: 610 Forumite
    Debt-free and Proud!
    £10 towards the T CC please
    Letting Go NST #17
    NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
    Make £10 per day in Oct: £30/£310

    Mortgage: £214,702.15
  • daydream_believer_2
    daydream_believer_2 Posts: 459 Forumite
    edited 11 January 2015 at 8:12PM
    My PAD today is £20.81, bringing my total PADS to a nice round £2000 in just under 11 months.
    Pleased with this, as its generally made up of very small ammounts of quite often just loose change.

    Got a long way to go, but this is £2000 I otherwise wouldn't have put towards the debt, so it does show that just PADding the little pennies do add up.
    Unfortunately, as you can see, my PADS = more than the ammount paid off...some money did go back on the debt due to unforseen circumstances, but I'm hopefully back on track again now!
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • mandz1
    mandz1 Posts: 2,548 Forumite
    £35 to savings today please, made up of change saved up £1, 20p and 10ps
    PAD Maker
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Been away at my sister's for the weekend and didn't log on - sometimes you need a break from everything including computers and debt. Back home now and made a PAD of £46.18 to OH's cc due to more ebay sales.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
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