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Payment A Day Chapter 15

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Comments

  • iloveshopping93
    iloveshopping93 Posts: 365 Forumite
    Part of the Furniture 100 Posts Photogenic Car Insurance Carver!
    Congrats Igamogam on your 10%, that is a fantastic achievement. :)

    Erme, hope you feel better soon. :)

    £2 PAD for me please EE.
    CC1: £1000 £826
    CC2: £4500 £4195
    Wedding Loan: £6200 £5443
    Car Loan: £10000 £5066
    Very: £200 £50
    Total: £21900 £15580
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    £50.00 to S c/c
  • iloveshopping93
    iloveshopping93 Posts: 365 Forumite
    Part of the Furniture 100 Posts Photogenic Car Insurance Carver!
    Quick question, do people include other debt free wannabe challenges to their PAD's? Such as the sealed pot, virtual sealed pot, £365 a year challenge etc...

    I always count them separately and never declare these payments in my PAD which seems silly as it is still a payment...

    Any thoughts on this? :)
    CC1: £1000 £826
    CC2: £4500 £4195
    Wedding Loan: £6200 £5443
    Car Loan: £10000 £5066
    Very: £200 £50
    Total: £21900 £15580
  • Samiszel
    Samiszel Posts: 610 Forumite
    Debt-free and Proud!
    £74.10 towards the T CC. Thank you :D


    iloveshopping93- I would count them personally as they are effectively payments towards savings.
    Letting Go NST #17
    NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
    Make £10 per day in Oct: £30/£310

    Mortgage: £214,702.15
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j


    Popping in to PAD £35.40 refund to cc plz Eager_Elephant - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning fellow PADders :D

    My PAD today is £10 between Marbles and money box please Eager_Elephant :T

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning fellow PADders :D

    My PAD today is £10 between Marbles and money box please Eager_Elephant :T

    Have a super day everyone :)


    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Been away a few days at my sister's to celebrate hubby's 50th and aunt's 80th. Back now with a PAD of £16.65 please EE
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    iloveshopping93 wrote: »
    Quick question, do people include other debt free wannabe challenges to their PAD's? Such as the sealed pot, virtual sealed pot, £365 a year challenge etc...

    I always count them separately and never declare these payments in my PAD which seems silly as it is still a payment...

    Any thoughts on this? :)


    I personally don't do any other challenges but agree it is a form of savings so could count.


    The only thing would be if you are posting when you put money in the sealed pot for instance when this is opened and spent it is not counted again (if you pay it to debt).
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Total for 11/11

     £177.84
    Well done everyone, we are doing brilliantly - 29.77% of the challenge total paid!!
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