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Payment A Day Chapter 15
Comments
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£2 today please.
CC1: £1000 £826
CC2: £4500 £4195
Wedding Loan: £6200 £5443
Car Loan: £10000 £5066
Very: £200 £50
Total: £21900 £155800 -
£50.00 to S c/c0
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Hi all :j
Popping in to PAD £110.40 to cc plz Eager_Elephant - tkyou!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Good morning fellow PADders

My PAD today is £4 to money box please Eager_Elephant :T
Still waiting for cost of car repairs bill so not much available to PAD at present
Have a great day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt
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Just a tiny PAD of £1.69 to the savings today please EE.
I feel your pain re the car TTFM - ours just failed its MOT and will cost £650 to repair or we can buy a second hand one from the garage which is in better condition and less mileage for £750. Rock and a hard place- we need a car for OH's work but had been struggling to put money aside toward repairs/replacement and the timing couldn't be worse - although saying that when is it ever good timing for these things to go kaput? Oh well, back to the drawing board.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear
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I don't think anyone is ever prepared for when cars go kaput (well unless you are really wealthy). Many years ago my DH got a car on finance (the interest rate was huge) and it was ok for a few years and then the cam belt snapped and ruined the engine. I had a Vauxhall Vectra worth £1500 but with finance of £3000 owing plus a bill to pay of £2000:eek:
So we opted to have the car fixed and to pay off the finance otherwise we wouldn't have had a car but years later I often wonder if we did the right thing.
My last car was purchased on my credit card:eek: but I am slowly saving money in different pots so hopefully when the time comes for another car I will be able to buy it outright0 -
Total for 4/11
£436.36
Well done everyone - 10.20% paid of the challenge total!!0 -
£2.00 paid from me this morning.
Have a great day everyone.£2 savers club #33
1 debt vs 100 days ~ £193.19£5000 -
Just a tiny PAD of £1.69 to the savings today please EE.
I feel your pain re the car TTFM - ours just failed its MOT and will cost £650 to repair or we can buy a second hand one from the garage which is in better condition and less mileage for £750. Rock and a hard place- we need a car for OH's work but had been struggling to put money aside toward repairs/replacement and the timing couldn't be worse - although saying that when is it ever good timing for these things to go kaput? Oh well, back to the drawing board.
Have you checked out scrapping your old car you should be able to get £100 plus for it and offset it against the new one. I scrapped a car about 18 months ago and got £120 for it.
My PAD today is £4.50 please EEAs of 24th August 2016 total money owed was
£15,708 :eek:0 -
£96.40 today. Another big one from me
Letting Go NST #17
NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
Make £10 per day in Oct: £30/£310
Mortgage: £214,702.150
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