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Payment A Day Chapter 15

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Comments

  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mobo1980 wrote: »
    Good morning :)

    my pad today is £114 .........but if we could count mortgage payments as a pad it would be a lot more ? I go away at dinner time today so if anyone knows if it counts I will add it :)

    Thankyou :)

    Mobo xx


    I think everyone works to different 'rules'.


    Personally I only count extra payments in addition to minimum payments on my credit cards but I know that some people count everything.


    If it will help my challenge total I'm all for it:cool:
  • mobo1980
    mobo1980 Posts: 368 Forumite
    Sixth Anniversary Combo Breaker
    Thanks EE
    I wont add it as a pad because I would feel like I was cheating :)
    but I am gonna try and bash my debts soon so watch this space :)

    Mobo xx
    CC1-£1729.53
    CC2-£4323.00
    LOAN-£14,519.05
    TOTAL DEBT £20,571.58 :eek:
    Then there's the mortgage :o
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Popping in with a PAD of £11.90 today, please EE.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    milky1991 wrote: »
    I have just done the snowball calculator and have changed CC2

    So pad today is £10 off my new CC2 please EE :)

    Snowball calculator really helped me pay off my laptop in interest free period a few years ago and helped shift the last of my debt. Was even showing it to my social worker the other week:money:. It's a fab tool :D

    Welcome milky1991 and there is only one major rule in padding. Once you join you can't leave! :rotfl:
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    mobo1980 wrote: »
    Good morning :)

    my pad today is £114 .........but if we could count mortgage payments as a pad it would be a lot more ? I go away at dinner time today so if anyone knows if it counts I will add it :)

    Thankyou :)

    Mobo xx

    Like EE says PADers have their own personal rules. For me I dont include mortgage payments as I dont include it in my overall debt figure - to me a mortgage is almost a necessary debt IYSWIM.
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    £5 for me today please EE :)
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Samiszel
    Samiszel Posts: 610 Forumite
    Debt-free and Proud!
    PAD of £6.26. Thanks EE :beer:
    Letting Go NST #17
    NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
    Make £10 per day in Oct: £30/£310

    Mortgage: £214,702.15
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £64.68 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • iloveshopping93
    iloveshopping93 Posts: 365 Forumite
    Part of the Furniture 100 Posts Photogenic Car Insurance Carver!
    £10.00 PAD please :)
    CC1: £1000 £826
    CC2: £4500 £4195
    Wedding Loan: £6200 £5443
    Car Loan: £10000 £5066
    Very: £200 £50
    Total: £21900 £15580
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    £10.10 to S c/c
This discussion has been closed.
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