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PPI reclaim from Egg

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Hi, I am about to start a PPI claim from Egg for a loan that I started in 2003.
I don't have any of the account numbers but I do have my bank statements from the period.
Against each loan repayment I have a reference number in the format xxxxxxxx/xxxxxxx
Do you think that these references are sufficient to start the claim or should I try to obtain the loan/PPI account numbers?
Many thanks
David

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    You need to properly establish whether you actually had PPI and only then proceed to complain if you have valid mis-selling reasons. It's not enough merely to have had PPI, it must have been mis-sold to you in order that it be refunded.
  • Yes, I definitely had PPI and I feel it was mis-sold. I was made to feel it was compulsory - also I am self employed.
    I was just wondering if the payment references are likely to be sufficient to pursue the claim or whether I would need to obtain the loan account and PPi account numbers. I understand that a SAR request may not be successful after 6 years
    thanks
    David
  • dunstonh
    dunstonh Posts: 119,781 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    . I was made to feel it was compulsory

    By whom? Most Egg sales were online or mailshots. How was yours taken out?
    also I am self employed.

    most PPI covers self employed fine. Does yours not?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Hi


    I am also stuck with old PPI details, I have lost my details for egg CC through various moves. However, I do have details for my egg savings account and the last 4 digits for CC account through experian. I have contacted both Citi and Barclaycard and they can't trace as the account was closed just before 2011.


    Can anyone help 'us' (David too) out on who to contact regarding obtaining details for egg?


    Thank you loads in advance


    Salma x
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Send a Subject Access Request (SAR) letter to Egg, it will cost £10. Anything as recent as 2011 will show.
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