Current account

dumpyboy

Many thanks looked like TSB did not want my to move to them, anyone think I would have luck with barclays had a barclaycard fully paid throu mecer in 2012 would it show on my credit file I have applied to TSB for a current account

kpearsoncj

hi i have had 3 defaults in past 8 years from previous redundancy 2 left on my file with one left to pay. will be paid by dec.

i was with rbs and applied for cash account and had that for 6 months closed it and applied for the select account and was accepted since them i have opened up santander 123 account and tsb account and the new lloyds club account after having a cash account for 6 months then closing and reapplying for a higher account - hope that helps.

CreditCrunchie

Nationwide and Barclays so basic accounts .
None of these come with a cheque book sorry. As the poster above says, run these well and you may be able to get the higher accounts

dumpyboy

Thanks nationwide told me that 3 years ago after I was downgrade told this week that I would not be able to have most of nationwide s accounts to 2024 I stayed away from rbs as I had the cards with them and bank of Scotland that got defaulted in 2007 so they would have all my details on record that s why I tried some one new I think the arrangements are killing me and will do for ever seems the credit company's that treat you worst ie not stopping interest and drag it on for years can ruin you for life

pmduk

dumpyboy the most likely reason Lloyds aren't interested in your custom is the debt you mention to Bank of Scotland, they're part of the Lloyds Banking Group.

dumpyboy

Thanks must admit did not connect TSB, do applying for current account shows on your credit file like applying for credit card or not

dr_adidas01

dumpyboy wrote: »

Thanks must admit did not connect TSB, do applying for current account shows on your credit file like applying for credit card or not

Yes they do, though TSB is now a separate bank from TSB

dr_adidas01

Sorry that should have been TSB is now a separate bank from Lloyds.

pmduk

Whilst TSB is now a separate bank from Lloyds, it still remains part of Lloyds Banking Group, for the moment at least

dumpyboy

Still no luck with new account do you think I be better to open a new basic account close nationwide and run the new one for a year and see if I get a up grade or do once you had a basic account it s all you ever offered