We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Dubious Credit card company

Lesoot
Lesoot Posts: 15 Forumite
in Credit cards
My wife received a letter this morning from a company "Premier Credit solutions" who say that she has been accepted for a credit card. She has to pay £44.99 up front before she gets it. I've searched google for the company but their website is "under construction" On the application form they only want a few details, they haven't asked who she works for or nothing like that, they just want her bank details and date of birth. The terms and conditions are only a few paragraphs which for a credit card in my oppinion are too little.

My reason for posting: has anyone heard of this company and know wether this is a legit company or a scam?

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    Why would a legit company ask for 44.99 in advance?

    At best she might be offered a very high APR card and at worst get nothing (or maybe thats the other way round).

    Bin it.
  • dusty1
    dusty1 Posts: 6 Forumite
    As advised, BIN IT. Could well be a phishing exercise if all they want is bank details and not much else.
  • taxi97w
    taxi97w Posts: 1,526 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Mmm. Sounds phishy to me too.
    more dollar$ than sense
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture