Weekly Spend Challenge W/C 30th March 2014

edited 5 April 2014 at 10:20PM in Debt-free Wannabe Challenges
29 replies 2.2K views
EverTheOptimistEverTheOptimist Forumite
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edited 5 April 2014 at 10:20PM in Debt-free Wannabe Challenges
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

link to last weeks thread

W/C 23rd March 2014 challengers / pledges / totals

EverTheOptimist - £10 / £2.95
Sedge123 - £80
Munchin - £35 / £30.10
DD265 - £50 / ORANGE
Mrs Cheshire - £10 / £6
Busymumofthreeplusdog - £50

W/C 30th March 2014 challengers / pledges / totals

EverTheOptimist - £15
Frugaldances - £6
Munchin - £50
DD265 - £15
Iwantsomemoney - £10
Mrs Cheshire - £10
Busymumofthreeplusdog - £25
SPC 14 Target £200 /
Debt: £11850
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Replies

  • EverTheOptimistEverTheOptimist Forumite
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    Well I still think I'm kind of cheating myself so need to spend nothing other than the £15 I've set for this week and a small planned grocery shop.

    Sun - out for lunch for Mother's Day (joint acc)
    Mon - going into work 9-1, and camera club tonight £4
    Tues - Meeting friends for coffee, hopefully at one of our houses.
    Weds -baby group NSD
    Thurs - NSD
    Fri - baby group NSD
    Sat - newspaper £2

    Now in theory that's £6 max, but something always crops up, or I decide to pop into town. But really hoping that I can have a quiet week, and do stuff around the house or go for walks with baba if it's nice, without spending money. :D
    SPC 14 Target £200 /
    Debt: £11850
  • Hi please can I be added to the pledge:

    Sunday: Mother's Day
    Monday: child's birthday £23.50
    Tuesday: no plans no work
    Wednesday: no plans no work
    Thursday: work
    Friday: no work
    Saturday: no plans

    As child's birthday is planned spends I have saved for I wasn't going to count it in my pledge. So other than that I pledge £6 for the week.
    NSD: 3/15 April
    Grocery spend challenge April £49/£80
    sealed pot challenge 7 #201 saved £4.76
    WSC commencing 30/3 £0/ £6 Virtual sealed pot challenge £5.46
  • EverTheOptimistEverTheOptimist Forumite
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    Welcome along frugaldances. :wave: and good luck. :D
    SPC 14 Target £200 /
    Debt: £11850
  • Thank you! I've literally been spending so much that I need to pull the reigns in so thought back on the forum would be an excellent place to start!
    NSD: 3/15 April
    Grocery spend challenge April £49/£80
    sealed pot challenge 7 #201 saved £4.76
    WSC commencing 30/3 £0/ £6 Virtual sealed pot challenge £5.46
  • MunchinMunchin Forumite
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    Hi all

    I will go for £50 this week as I owe OH £20:o.

    Sun - £26.90 (paper, groceries & OH money)
    Mon - £

    Total = £26.90/£50
    DEBT 6 March - £688 NSDs- 3/301 (start 6 March 21)
    Goal 1 - Prudent reserve - £2,500/£10,000 (25%) - represents some security
    Goal 2- New hearth - £50/£2,000 (2.5%)
    Goal 3 - New to me car - £0/£8,000 (0%)
    Goal 4 - Rewire house - £0/£4,000 (0%)

  • DD265DD265 Forumite
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    Hi all!

    I came in at orange last week but I did go over the £50 I'd intended to spend - £55 in total.

    I am going to say £15 for this week as have to be quieter for the rest of the month.
  • Hi, can i join please? i massively overspent last month so need to get my finances back on track. there is only two of us at home and i am stocked up pretty well on essentials. So i'm hoping to spend no more than £10 per week this month.
    Sun- nsd
    mon- nsd
    tue- shopping bits £5
    wed- nsd
    thu- nsd
    fri- shopping bits £5
    sat- nsd
    here's hoping that writing this list of proposed nsd's will keep me in order.
    "Take some time along the way, to see what's nice about today"- Strawberry Shortcake
  • Mrs_CheshireMrs_Cheshire Forumite
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    Can you put me down for £10 please
    Sun -NSD, trip to the beach, ice creams from food budget
    Mon- Nsd
    Tues -£4 possibly, £1 for toddler group then coffee's if we have them
    Weds- NSD
    Thurs-will take remaining money for school trip to farm with the eldest
    Fri- NSD
    Grocery Challenge 2020
    Jan £377.98/£380, Feb £417.83/£370 March /£400
  • MunchinMunchin Forumite
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    Afternoon all

    Checking in earlier to make sure I don't stop at shops on way home

    Sun - £26.90 (paper, groceries & OH money)
    Mon - NSD

    Total = £26.90/£50
    DEBT 6 March - £688 NSDs- 3/301 (start 6 March 21)
    Goal 1 - Prudent reserve - £2,500/£10,000 (25%) - represents some security
    Goal 2- New hearth - £50/£2,000 (2.5%)
    Goal 3 - New to me car - £0/£8,000 (0%)
    Goal 4 - Rewire house - £0/£4,000 (0%)

  • DD265DD265 Forumite
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    Hi all

    Sunday - NSD
    Monday - NSD

    I'll probably go to Tesco tomorrow and break the streak though!
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