We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Can not pay my energy bill, what do I do know?

Ok, well I am a student who has very little money due to the fact that term has just ended. However I have been given a letter by Scottish power stating they are cancelling my monthly payment plan, and charging me £223.99 to settle the debt. I simply cannot pay this money right now, and will not be able to pay it for another month when my next maintenance loan comes in. I have read that I can set up a plan to pay the debt weekly, fortnightly, or monthly, but even that might be a stretch for me at this moment in time. The only viable option I can think of in my current circumstance is to pay of a portion of it, and pay the rest at the end of April when I can afford it, but I am not sure if that would be an option.

So basically, what do I do now? Would they accept by suggestion or is such a thing not viable?

Comments

  • Suppliers may want to fit a prepay meter and add the debt to the meter to be paid back weekly, usually for a small debt like this, about £5 a week. £224 is not a big debt by todays standards. I saw a prepay last year with £9k debt on the meter, 2k is not uncommon
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The important thing is to contact them immediately and offer to pay something now towards it. Then agree a payment plan for the remainder, if your finances will be OK again in 4 weeks.
    Since they have presumably cancelled your repayment plan as you have broken it, they're not going to offer you another unless you pay off something towards it now-say £50?
    In future take regular reads to avoid this kind of catch up bill surprise.
    No free lunch, and no free laptop ;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.