We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

What benefits is he entitled to???

Hi

My father in law has recently been diagnosed with Rheumatoid Arthritis. His occupation is a butcher. He is thinking of taking early retirement due to his workload (working in freezers and cutting meat) which is causing him pains in his hands.

Can anyone help with what benefits he will be entitled too, my father in law and mother in law are in a substantial amount of debt. He has never been on any benefits before and is unsure if he would be better off. I am not sure how much he earns per month a rough guess by what he has been saying would be £1100 after tax and NIC. My mother in law works part-time (under 16 hrs/week) with an agency doing home help.

Can someone point me in the right direction, so that I can pass advice on to him.

Regards

Sammy
Live each day like it's your last - One day you will be right:beer:

Comments

  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How old is he? How old is his wife? And is he employed or self-employed?
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • sammybo22
    sammybo22 Posts: 135 Forumite
    Part of the Furniture Combo Breaker
    He is 53, mother in law is 51, and he is employed by a supermarket in Scotland
    Live each day like it's your last - One day you will be right:beer:
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If he has been paying his full insurance stamps, he should be able to get Incapacity Benefit. This is not a means-tested benefit.

    Depending on income and savings, he may be eligible for Council Tax Benefit and Housing Benefit if he rents his house.

    These are all I can think of, but I'm sure someone else will come along soon if there is anything else.

    Meanwhile, try www.entitledto.com
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • healy
    healy Posts: 5,292 Forumite
    Part of the Furniture 1,000 Posts
    He would be able to claim Incapacity Benefit if he can get a sicknote from his Doctor. Also possibly DLA if he has care and/or mobility needs. Neither of these two are means tested. If he rents he may get some housing benefit but it would not cover the full rent. Also he may get some Council Tax benefit.It is best to get face to face advice from a Welfare Rights Officer to see exactly how he would stand, they can be found at the CAB, local Council and at disability oganisations.He is unlikely to be better off on benefit.
  • Morglin
    Morglin Posts: 15,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    He would be entitled to IB, (assuming the DWP accept he could not do any job, after he has completed an IB50) and maybe DLA - and would possibly get all of his rent and CT paid (depending on what savings or other income he may have).

    Try this, and also send him to the CAB who will do a full benefits check:

    http://www.entitledto.co.uk/

    Lin :)
    You can tell a lot about a woman by her hands..........for instance, if they are placed around your throat, she's probably slightly upset. ;)
  • firesidemaid
    firesidemaid Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    could his wife work full-time if necessary?

    if he gets dla then she may also get carer's allowance plus you can work so many hours. if no dla, then they would have to work out how it would affect their benefits depending on how much she earnt/worked?

    like another poster said - is it just his current job he cannot do or do you think he will not be able to do any job?

    also, does he have a works/private pension? do they own their house or rent?

    also, are they making headway with the debts and has the reason for them stopped.
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    sazzacat wrote: »

    if he gets dla then she may also get carer's allowance plus you can work so many hours. if no dla, then they would have to work out how it would affect their benefits depending on how much she earnt/worked?

    To get carers allowance you have to care for the person for 35 hours + a week and earn no more than £86 a week. And the person you are caring for has to get DLA care of middle or higher rate.

    My husband had a stroke and has no left side and he only gets lower rate care. And I have to help him in and out of the shower, cut up his meals etc for him.


    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • krisskross
    krisskross Posts: 7,677 Forumite
    Once treatment is sorted out then Rheumatoid arthritis can often be well managed. Perhaps it would be best to see what treatment options are and how well he responds to treatment before taking irrevocable steps. My husband has had rheumatoid arthritis for almost 20 years, treatment keeps getting stepped up but touch wood, with painkillers he is ok.
  • sammybo22
    sammybo22 Posts: 135 Forumite
    Part of the Furniture Combo Breaker
    thanks for all your comments, they are much appreciated
    Live each day like it's your last - One day you will be right:beer:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.