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sistafromanothermista

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Comments

  • traveller
    traveller Posts: 1,506 Forumite
    Well done! I remember reading some of your diary when I started my journey in September. You made me laugh with the line about feeling for the kids, when they say they are hungry and all there is to offer is a couple of dodgy biscuits in the biscuit tin :D That really was what it was like at first. Now I bake and I'm determined to get rid! Well done:T
    :A Your Always in my heart, you never ever will be forgotten-9/9/14:heart2:
  • maganan
    maganan Posts: 254 Forumite
    Part of the Furniture Combo Breaker
    Congrats sista :)

    I've followed you from the start. Huge well done and big hugs I'm planning that this will be me by the end of the year!

    Kate x
    Final no going back LBM 20/12/10
    Debt Jan 2011 [STRIKE]£28217.65[/STRIKE][STRIKE][/STRIKE] DMP start 01/02/11 -[STRIKE][/STRIKE]
    Debt free[STRIKE][/STRIKE][STRIKE][/STRIKE]26 September 2014 :):beer:
    £2 Savers Club - 2012 no 105 2012 Sealed pot challenge no 1282 DMP mutual support thread No 405
    Proud to HAVE dealt with my debts:j
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Congrats! I have just seen the Tweet about you being DF, well done!!
  • QUOTE=sistafromanothermista;6 I remember our first snowball DFD was Aug 2016 :eek: at which point i got a bit downhearted about it all :( but here we are now and i am[/QUOTE]

    Congratulations on your DFD! This is really inspiring, I'm almost a year into my self managed DMP and have worked out that I've paid just under 15% - which I should be happy with, but means I've got another 5 years left. I would love to think I could shave some of this time off, so it's nice to read that you've managed to knock off 2.5 years off yours:)
    SPC # 348 2014-£169.07/2015 - £156.89
    GC 2014 Feb-Dec £2931.62
    GC 2015 Jan £216.93/£220 Feb £291.97/£215 Mar £213.64/£220 Apr £207.62/£220
    DFBXmas2015 #40 - £3,474.61/£4,000
  • FireWyrm
    FireWyrm Posts: 6,557 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Tip 2-
    change your shopping habits. We now do a shop at Aldi then onto Asda and keep to a strict meal plan every week,write lists and only buy what we need.
    I remember seeing a few posts where some people were cutting their shopping bill for a family of 4 to something like £60pw :eek:

    Family of 5 (including a baby) - £250 a month all told.

    The white board in the kitchen was the best thing I ever bought. We plan meals for the month and I shop bi-weekly in Aldi, Costco and Morrisons (occasionally for the specialist stuff). I buy bulk, cook real food from scratch and buy only what I need. I'm currently saving to buy a half pig in June from a friend who is about to slaughter his piggies. With luck, that'll see us right for meat for the rest of the year.

    Having invested in an energy meter last year, we have just finished a year with the co-op and our energy (Gas/Electricity) bill was £1076 for the year.
    Tip 3-
    Look at your lifestyle and cut out all the un-necessary expenditure. For us it was the gym and Sky. We bought a Humax box and cancelled our Sky subscription saving £36pm :T Also we paid our BT line rental up front for the year and saved on this too :T

    Ditched sky and license both in November. We pay BT line rental for the year which was £140 instead of £15.99 a month.

    Very well done Sista and I'm terribly jealous. I look forward to my own red badge next year.
    Debt Free! Long road, but we did it
    Meet my best friend : YNAB (you need a budget)
    My other best friend is a filofax.
    Do or do not, there is no try....Yoda.

    [/COLOR]
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