sistafromanothermista

asparagus1968

sista- just saw the news you are now debt free, well done you. I remember your first posts on here!

hope you put yourself on the Debt Free Roll of Honour


:beer:

sistafromanothermista

:T
Hi Asparagus :wave:
A thread just for me :o:o:o
Thankyou :cool::):):):):):)
Yep

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> (smug face) i've posted on there and cannot wait for my shiny new badge!
It's been a long old road and i've finally reached the end. Massive thanks to you and all the other members who have kept my spirits up along the way and kept me on track as i couldn't have done it without you all :A:A:A

Now.....time to hit the shops.......


only joking

FireWyrm

Massive congratulations on that Sista. Well done. Hope to be joining you this time next year.

thecassman86

Woohoo! Congrats! :beer:

Muhren

I haven't followed your debt free journey but looks like you have done amazingly well. Massive congrats!

bilko89

Well done!! I'll join you next year!!

sexyshark

congrats I will be joining you in 18 months

wannabe_credit_free

Well done, thats a big acheivement, Congratulations. Hopefully I won't be far behind you...:beer:

asparagus1968

c'mon sista, not letting you off that lightly....

tell us your top tips from your journey to debtfreeness (is that even a word?)

sistafromanothermista

It is now Asparagus

Tip 1-
is SNOWBALL, SNOWBALL, SNOWBALL.
This helped me so much at the beginning. It kept me on track and allowed me to channel the funds i had, effectively.

Tip 2-
change your shopping habits. We now do a shop at Aldi then onto Asda and keep to a strict meal plan every week,write lists and only buy what we need.
I remember seeing a few posts where some people were cutting their shopping bill for a family of 4 to something like £60pw :eek:
We cut back from spending £150 ish a week to setting a budget we just couldn't stick to! We now set aside £100pw and stick to it. This suits us and is more realistic.

Tip 3-
Look at your lifestyle and cut out all the un-necessary expenditure. For us it was the gym and Sky. We bought a Humax box and cancelled our Sky subscription saving £36pm :T Also we paid our BT line rental up front for the year and saved on this too :T


The great tips on this forum are amazing and i truly couldn't have done this without stumbling across the site nearly 2 years ago. :money:

I am most looking forward to 'living' again as this has been put on hold for sooooooo long First thing? A haircut which i have been promising myself since around the 10k mark :rotfl:

YOU can clear a seemingly insurmountable debt if you put your mind to it. I was always of the strong opinion that we spent it so we will pay it back. Every penny. The hard way £1 at a time. I remember our first snowball DFD was Aug 2016 :eek: at which point i got a bit downhearted about it all but here we are now and i am .....

Deep_In_Debt

Congratulations!

It's great having a nice shiny red badge to show off!