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Enjoying Life's Indulgences Together Everyday

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  • Dizzy_Ditzy
    Dizzy_Ditzy Posts: 17,471 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 7 April 2014 at 10:20AM
    All over HDUK facebook page- Innotab's scanning at £17 in tosco

    ETA Vtech Innotab 3S
    I’m a Forum Ambassador and I support the Forum Team on the Health & Beauty, Greenfingered Moneysaving and How Much Have You Saved boards. If you need any help on these boards, please do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com

    All views are my own and not the official line of MoneySavingExpert
  • Mildred1970
    Mildred1970 Posts: 4,794 Forumite
    Xmas Saver!
    Morning all :wave:
    mhoc wrote: »
    I came from a very poor background, both parents came across to the Uk in the late 1940s and early 1950s with nothing whatsoever, they both had menial jobs but where very hard workers. They bought there first house in 1956 , always had a mortgage and never lived in rented accommodation, they spent nothing whatsoever on themselves but we always had a holiday, chalets in North Wales but it was a holiday.
    They could not afford to keep me in college so I was working at 16 and I had my first mortgage at 19 so I've been shackled with mortgages, bank loans and credit card debts over the last 30 years or so whilst at the same time caring for elderly grandparents, parents and offspring and finally we are out the other side.
    But even so when you come from this background being extra careful with money never leaves you.
    Yes we now have an expensive holiday habit now that all offspring have flown the nest, this is Tescos fault :rotfl:
    But even then we get the best deal possible. The kids went on every school trip and excursion possible so family holidays were things like holiday cottages, only once went abroad as a family
    And yes we finally have savings but it's taken a very long time to get them. Circumstances meant I did not work when the kids were little so we had one wage coming in and our income was always slightly too much to ever get benefits. Were we live we had to run 2 cars so we did make things hard for ourselves but the kids have not suffered, quite the opposite I fact.
    We had very little support from either set of parents, child care was not there thing and no financial support but we got through it all under our own steam.
    So I will always be poor in my head, looking for the best deals, charity shop hunting, using MOCs and cashback, using up leftovers etc - that habit will never leave me.
    Savings now enable us to make radical decision which will affect whatever is ahead of us.
    For instance my car died last November after 10 years of faithful service so we started looking around for a replacement for me. But then it made sense to also think of OHs car which was younger than mine but it would have also needed work over the next few years and might have started to also cost serious money.
    So we took the decision to trade in both cars and downsize to just one between us, getting a better quality car while they still made the car we like driving - so we got a very late model which was very high spec, this car is now out of production. The new car was paid for straight out of savings.
    So now we only pay £135 road tax instead of two lots of £300 odd plus MOT and servicing on 2 cars and the new car does 45 mpg and more on long runs so we only fill up once or twice a month so petrol costs have plummeted as well.
    Prior to the days when we had savings I have no idea how we would have coped with this situation.
    The other thing is that when you are in the middle of the striving years it seems never ending, one crisis after another after another, if its not work problems, it's the kids or aged relatives or car problems or house problems but finally it does get better you just have to hang on in by the skin of your teeth, it just takes an awful long time.

    mhoc what a brilliant post :T
  • redrose1414
    redrose1414 Posts: 452 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Good Morning All.
    I just wanted to say a big thank you to those who tried to help me get wrestlemania xxx.
    In the end my husband bought it on box office as he was worried I would kill me already decrepit laptop by keep going on the 'alternative' links. Not very mse spending so much on box office but we don't have to worry about it until next month :o.
    Me and my 11 year old boy had a fab time watching it, I know its a lot of money but I am trying to justify it by saying that's what memories are made of, being woken up at midnight and sitting with your mum watching WWE until 4 in the morning and it really was the best wrestlemania even if I am genuinely in mourning for the end of 'the streak'.
    Thank you again, you are all so kind.
    RISEABOVEHATE
    NeverGiveUp
  • mhoc
    mhoc Posts: 19,305 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    nerfdad wrote: »
    Or see if he can afford a new wife flown in:cool::cool:

    He has a couple of lady conductors at work that are always making him crumpets and tea - I am wondering if they are waiting in the wings to take my place if I shuttle off too early :rotfl:
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • josie_ann57
    josie_ann57 Posts: 1,458 Forumite
    Part of the Furniture
    Morning, I have just for the first time ever got DTD on some meat:j
    The top rump and top side are meant to be half price but going through (if on label) at £11 kg. A lot of mutterings and 'just give her the difference back' but then given DTD without fuss. So two joints free. Going to make biltong with some of it.:)
    Hope others can get some.
  • davemorton
    davemorton Posts: 29,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Car Insurance Carver!
    :T Well done everyone who helped raise money for two fantastic charities. We have raised just short of £300 :T A fantastic amount!!

    List one donation page https://www.virginmoneygiving.com/team/elite1
    Macmillan Cancer Support

    List two donation page https://www.virginmoneygiving.com/team/elite2
    Cancer research UK
    “Quis custodiet ipsos custodes?”
    Juvenal, The Sixteen Satires
  • davemorton
    davemorton Posts: 29,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Car Insurance Carver!
    Its all wet and not too light here. Scuppered my plans to have a nice day in the garden, not fair :( .
    “Quis custodiet ipsos custodes?”
    Juvenal, The Sixteen Satires
  • mhoc
    mhoc Posts: 19,305 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    karlie88 wrote: »
    Is your excel worksheet password locked?

    No its something I need to do if I can figure it out.

    I can see the "Protect sheet" on the toolbar but there are dozens of tickboxes underneath to allow users to do various alteration - do you tick all of these?
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • mrs_lds
    mrs_lds Posts: 4,103 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I won, I won, I won!
    stu007 wrote: »
    No large dairy box in my local extra this morning, so can't. Confirm if a penny.

    Tried the Mother's Day thorntons box, they're still £2.50. So no bargains for me.

    Yay got myself one today.can confirm this beauty works
  • mrs-moneypenny
    mrs-moneypenny Posts: 15,519 Forumite
    morning all
    tweets wrote: »
    Morning its raining again :(

    Nannylala was Mickey Rooney the guy who was married numerous times and once to a teenager ? Sorry I may be on the wrong one :o

    Snap-ant the freezer at work beeps if we leave the door open to long we try and get food out before it does. It's also got a lock on it. :)

    Sarah I am excited for you getting your puppy :D :T

    Guess who is still on level 500 on Candy ? :mad::mad::mad:

    thats jerry lee lewis you are thinking of, it was his 13 year old cousin he married!!:eek:
    SPC~12 ot 124

    In a world that has decided that it's going to lose its mind, be more kind my friend, try to Be More Kind
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