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Enjoying Life's Indulgences Together Everyday

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  • tweets
    tweets Posts: 35,946 Forumite
    Part of the Furniture 10,000 Posts Photogenic Home Insurance Hacker!
    All this money talk makes me realise how poor I am :o but I am happy and don't owe anyone anything all my bills are paid on time :T.

    One bank account is all I have :o
  • bubbs
    bubbs Posts: 67,896 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    creamcake7 wrote: »
    Just catching up with the Belvita - please update when your results come in .. fingers crossed ... as I can't get to Sada till late this evening

    Will try to as just on way to work
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
  • Enterprise_1701C
    Enterprise_1701C Posts: 23,414 Forumite
    Part of the Furniture 10,000 Posts Photogenic Mortgage-free Glee!
    tweets wrote: »
    All this money talk makes me realise how poor I am :o but I am happy and don't how anyone anything all my bills are paid on time.

    One bank account is all I have :o

    I have one current account and 3 savings accounts. I may come into some money later this year/early next year (50/50) so I might set up something like that. Often thought about it but not had the spare cash, mine needs to be accessible at the moment.
    What is this life if, full of care, we have no time to stand and stare
  • bubbs
    bubbs Posts: 67,896 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tweets wrote: »
    All this money talk makes me realise how poor I am :o but I am happy and don't owe anyone anything all my bills are paid on time :T.

    One bank account is all I have :o

    Maybe be poor in money but rich in kindness xx
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
  • tweets
    tweets Posts: 35,946 Forumite
    Part of the Furniture 10,000 Posts Photogenic Home Insurance Hacker!
    Mimi I will answer your pm after work my brain cant take it in at the moment sorry ....
  • Enterprise_1701C
    Enterprise_1701C Posts: 23,414 Forumite
    Part of the Furniture 10,000 Posts Photogenic Mortgage-free Glee!
    bubbs wrote: »
    Maybe be poor in money but rich in kindness xx

    Now why didn't I think of that answer? So true.:D
    What is this life if, full of care, we have no time to stand and stare
  • tweets
    tweets Posts: 35,946 Forumite
    Part of the Furniture 10,000 Posts Photogenic Home Insurance Hacker!
    bubbs wrote: »
    Maybe be poor in money but rich in kindness xx

    That's true I would give my last 1p to someone if I thought it would help them. :D
  • mhoc
    mhoc Posts: 19,305 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Savvybuyer wrote: »


    In reference to my earlier post, which you quote:

    Sorry -

    "
    FlexDirect conditions
    These additional conditions supplement and amend the Nationwide current account agreement. In the event of any inconsistency between these additional conditions and the Nationwide current account agreement, these additional conditions will apply.
    Unless otherwise stated,we may vary these conditions in accordance with Part I of the current account agreement.
    1.
    Account holding and ownership
    [...]
    1.4
    You will only be entitled to one introductory rate or offer (where applicable) on a Nationwide Group current account product. If you have previously held the same Nationwide current account product in the last 12
    months, you will not be entitled to the introductory rate or offer under this agreement."
    http://www.nationwide.co.uk/~/media/MainSite/documents/products/current-accounts/shared/P857_ImportantInformation-TermsAndConditions.pdf

    So - seems you have to be away for a year:(. Time to be getting the other (new) accounts from the other banks, ready to close them a year down the line, when you can return to Nationwide (assuming the FD interest rate is then still a good offer).

    So much for "On your side" obviously!:rotfl:

    The trouble is my own Nationwide is where all my the added bits of money go eg Quidco, etc and everything in it is totally mine.

    But I suppose doing the total transfer thing is a possibility - something I've not thought of before - maybe First Direct. Also amongst the gummage Marks sent me was a huge transfer deal

    I've got until July which is the anniversary date to have a big think and get the best deal out of this ...

    In the meantime OH has his own account as well mainly for buying things on Amazon that he things I don't know about - very serious addiction :) but as he is a tax payer is it worthwhile ?
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • emerald21
    emerald21 Posts: 11,349 Forumite
    Part of the Furniture 10,000 Posts Photogenic
    Good Morning everyone :D
  • rhosynbach
    rhosynbach Posts: 7,664 Forumite
    fairclaire wrote: »
    I still can't believe cars have tape players :eek: I might have posted this recently? if I have I apologise :o but I found a cassette in an old car when we were selling it, DS2 asked what it was and I said ' it's a cassette' he said ' how do you smoke it' :eek::rotfl::rotfl::rotfl:

    good morning all hope everyone is well.

    fc this made me laugh as my 19 year old son has just been hunting for a certain old tape player to fit in his car he is now collecting tapes for it:eek:
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