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Do we need a Civil Partnership / Marriage

My partner & I have been together close on 30 years, Civil Partnership has not really interested us, we've been happy as we are, however, I'm sure there has been a recent change with Civil partnership / same sex marriage, is it something we need to give serious consideration to?

One reason we havn't considered CP, is the cost, we're quite happy to have something legalised, then return home :cool:
I'm hopeless with technology, in addition, I suffer with MH issues, what may appear simple, I struggle with, may I ask, please be patient, thank you

Comments

  • joolesw1972
    joolesw1972 Posts: 632 Forumite
    It doesn't have to be expensive, you have to pay £35 each when you give notice
    https://www.gov.uk/marriages-civil-partnerships/documents-to-take-to-the-register-office

    Then as little as £45 for the service & £4 for the cert
    https://www.gov.uk/marriages-civil-partnerships/weddings-and-civil-partnership-ceremonies

    We had a CP for romantic reasons, but a consideration was becoming each others legal next of kin etc, but at the end of the day it's personal choice, after 30 years you certainly don't need it as a sign of your commitment :) x
    "Normal is not something to aspire to - it is something to get away from" - Jodie Foster
  • Basically the changes that are coming in will allow same-sex couples to marry from this Saturday (29th March). I'm not sure if you can still have a civil partnership once the change comes into effect.

    On the cost issue, the cheapest wedding is £119 - £35 each to give notice, £49 for simple ceremony with two witnesses. If you don't have readings it's about ten minutes and you're done. I'm not sure about costs for a civil partnership but guessing they'd be the same.

    Personally, I would do it for the legal security if nothing else as your spouse becomes your next of kin, which could be important for things like medical care or wills, though there are ways round that without being married/civil partnered. BUT that is just my opinion - this is a decision that should be made by you and your partner and only do it if it's what the two of you want.
    "A mind needs books as a sword needs a whetstone, if it is to keep its edge." - Tyrion Lannister
    Married my best friend 1st November 2014
    Loose = the opposite of tight (eg "These trousers feel a little loose")
    Lose = the opposite of find/gain (eg "I'm going to lose weight this year")
  • TonyMMM
    TonyMMM Posts: 3,447 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    There is no definition of "Next of Kin" in England/Wales, but being married/CP will potentially stop that being an issue should the need arise.

    Likewise NoK status (as there isn't one) is irrelevant in terms of inheritance, but being married/CP will mean automatic inheritance rights if one of you were to die without leaving a will. It can also mean that you have rights to a surviving partner pension, that you may not get otherwise.

    As said above, it can be done quickly and cheaply if required.
  • Agree with opinions above. For commitment purposes you don't need to at all. However, if there is anything important marriage/CP can give you that a Will won't perhaps consider it for those reasons that are very important to you.

    Pensions may be very important if you think money will be an issue when one of you dies.
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Spouses/CPs can pass assets between themselves without paying taxes.

    There's no inheritance tax between spouses/CPs and they benefit from twice the inheritance tax threshold.

    And, if the worst happens, bereavement payments, bereavement allowances, WPA and War Widow(er) Pensions are only paid if you were married or CPs.
  • TonyMMM wrote: »
    There is no definition of "Next of Kin" in England/Wales, but being married/CP will potentially stop that being an issue should the need arise.

    Likewise NoK status (as there isn't one) is irrelevant in terms of inheritance, but being married/CP will mean automatic inheritance rights if one of you were to die without leaving a will. It can also mean that you have rights to a surviving partner pension, that you may not get otherwise.

    As said above, it can be done quickly and cheaply if required.

    Thanks for clarifying, and apologies for my mistake.
    "A mind needs books as a sword needs a whetstone, if it is to keep its edge." - Tyrion Lannister
    Married my best friend 1st November 2014
    Loose = the opposite of tight (eg "These trousers feel a little loose")
    Lose = the opposite of find/gain (eg "I'm going to lose weight this year")
  • Thanks for all the helpful replies :T

    30 years together proves our commitment ;) it's the legality we we're concerned about.

    Based on the cost's mentioned above, well within our budget, and now it's something we'll both give serious consideration to how we proceed.
    I'm hopeless with technology, in addition, I suffer with MH issues, what may appear simple, I struggle with, may I ask, please be patient, thank you
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