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I finally made £5.50 in Amazon vouchers from OW!!! Perseverance of a saint :A :j
Wishing you a Happy New Year!
YAY well done on your OW voucher!!! That's awesome
Happy New Year hun
Shopping has been today, and I had a whopping £17.43 to overpay, so I have just sent that over to MBNA.
I've ordered the ikea stuff, and booked panto tickets for 2017 lol, we haven't been to this years yet, we are off there next sunday, it will be DD's first time.
Back to reality tomorrow and early get up's yawn lol
I hope everyone has had a good day xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Hope you are well kindofagilr
x
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Hope you are well kindofagilr
x
I am thank you
Dislike this time of month though, as I am eagerly waiting for all the CC DD's to come out and the CC statements to be generated lol
I am sick of the rain!!! all it has done since at least new year is rain!!!
A week today and our ikea stuff is coming, I can't wait to get it all set up and getting the sitting room looking nice and tidy, then when it's a bit lighter so maybe february and march we will paint the room xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Morning all,
How is everyone doing? finally this is the first day since New Year where it's not raining!!!! It's freezing, and icy, but I will take that over rain anyday lol
Just paid MBNA with another £9.69
The DD of £25 is due out tomorrow, the account is showing as no payment required (because of my overpayments) but I am sure I read they will still take the DD (which I want them to do) so I will see tomorrow what happens, if they don't take it its not an issue I will just pay it manually
I hope you are all having a good day xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
And .............................. it's raining gah!!!! Another school run where me and DD get wet picking DS up.
Just done my online a@da shop, guide price is £55.13, so at least £10 to overpay once that comes
Just remembered this morning that me, the kids and my mam are off to the panto on sunday, so delivery is coming saturday afternoon instead, it's DD first time at panto, I hope she likes it (she is nearly 3, DS was this age when he first went, it's his third one)
We've booked up for next year (used mam's CC cos she gets voucher and she pays it off in full each month) and she just checked the envelope I gave her with the money and the breakdown in (she paid for ikea on her card as well again for the points lol) and she wants to give me £40 back as she wants to pay for one of the kids tickets for next years panto which is nice
Gonna go do the dreaded clean bathroom job lol, then the dishes, the clear the kitchen benches, then it will be time to get DS from school xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Evening all, been to swimming lesson with my son this morning, other than that not much happening lol
A@DA came today and I've just overpaid another £17.80 woo hoo, feeling super happy about all this xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Well done on all the OPs! You're motoringMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Evening all, how is everyone doing?
It's blooming freezing up here, we had snow yesterday which turned into ice overnight. SO cold!
Me and DD spent this morning building one of the ikea units (Kallax 4x2 size) and sorting through one of the toy chests, we all need to build the bigger unit tomorrow (Kallax 5x5) as its 6ft tall and I couldn't do it without OH lol, then we will have a super tidy sitting room yay
CC statement's are starting to come in, I need to get the B/Card ones shifted as soon as I can (they are 9.9% and 6.9%) as we're paying interest on them, and it's kind of making my overpayments not worth it, well they are worth it still but I thought I would have paid £750 off our debt this month but it's looking like only £650 is coming off ish (still waiting for some statements) still I shouldn't feel down about that cos £650+ is still a good amount to come down, and last year it was only decreasing by £200 despite minimums being £700
Just about to get the kids to bed, then nice hot bath, bacon sarnie and colouring in while I watch (or re-watch lol) Grey's Anatomy, bliss
Have a good evening/weekend all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Morning all,
I'm feeling very low today, I've no idea why tho, I can't shake myself out of it
We've built all the shelves in the sitting room, so It's starting to look fab, just some little bits to put away still.
Just overpaid CC with £16.07 from the shopping. Going to update my signature in a min with the new updated CC, the statement isn't in yet but as its 0% then there won't be an increase to it.
Got pork in the slow cooker for our Sunday Dinner
Have a good day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Well done on the OP!
Mmm...slow cooker.
Hope your mood improves, I know the feeling.0
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